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LOANS - Composition of loans receivable and loans held-for-sale (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Loans receivable, net $ 927,413 $ 909,279
Total    
Residential 1-4 family 346,299 345,862
Residential 5+ multifamily 35,455 36,510
Construction of residential 1-4 family 11,889 12,041
Home equity lines of credit 33,798 34,433
Residential real estate 427,441 428,846
Commercial 289,795 283,599
Construction of commercial 8,466 8,976
Commercial real estate 298,261 292,575
Farm land 3,641 4,185
Vacant land 7,893 8,322
Real estate secured 737,236 733,928
Commercial and industrial 169,411 162,905
Municipal 21,914 14,344
Consumer 6,385 4,512
Loans receivable, gross 934,946 915,689
Deferred loan origination fees and costs, net 1,362 1,421
Allowance for loan losses (8,895) (7,831)
Loans receivable, net 927,413 909,279
Loans held-for-sale    
Residential 1-4 family $ 332