CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 7,406	$ 7,238
Interest bearing demand deposits with other banks	19,479	51,207
Total cash and cash equivalents	26,885	58,445
Interest bearing time deposits with financial institutions	750
Securities
Available-for-sale at fair value	91,801	91,818
CRA mutual fund	882	836
Federal Home Loan Bank of Boston stock at cost	3,242	4,496
Loans held-for-sale	332
Loans receivable, net (allowance for loan losses: $8,846 and $7,831)	927,413	909,279
Other real estate owned	314	1,810
Bank premises and equipment, net	17,385	18,175
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $4,795 and $4,498)	995	1,383
Accrued interest receivable	3,415	3,148
Cash surrender value of life insurance policies	20,580	14,438
Deferred taxes	1,249	1,276
Other assets	3,390	2,635
Total Assets	1,112,448	1,121,554
Deposits
Demand (non-interest bearing)	237,852	228,448
Demand (interest bearing)	153,314	153,586
Money market	239,504	204,219
Savings and other	161,112	178,807
Certificates of deposit	127,724	161,679
Total deposits	919,506	926,739
Repurchase agreements	8,530	4,104
Federal Home Loan Bank of Boston advances	50,887	67,154
Subordinated debt	9,859	9,835
Note payable	246	280
Financial lease obligations	1,718	3,081
Accrued interest and other liabilities	8,047	6,902
Total Liabilities	998,793	1,018,095
Shareholders' Equity
Common stock - $.10 per share par value; Authorized: 5,000,000; Issued: 2,899,408 and 2,884,988; Outstanding: 2,823,212 and 2,806,781	283	281
Unearned compensation - restricted stock awards	(795)	(711)
Paid-in capital	44,490	43,770
Retained earnings	68,320	60,339
Accumulated other comprehensive income (loss), net	1,357	(220)
Total Shareholders' Equity	113,655	103,459
Total Liabilities and Shareholders' Equity	$ 1,112,448	$ 1,121,554