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BANK PREMISES AND EQUIPMENT
12 Months Ended
Dec. 31, 2019
Property, Plant and Equipment [Abstract]  
BANK PREMISES AND EQUIPMENT

NOTE 8 - BANK PREMISES AND EQUIPMENT

The components of premises and equipment are as follows:

December 31, (in thousands)    2019      2018  
Land  $2,762   $2,593 
Buildings and improvements   14,878    13,458 
Leasehold improvements   1,553    1,553 
Finance leases   1,798    3,273 
Furniture, fixtures, equipment and software   9,370    8,978 
Fixed assets in process   768    790 
Total cost   31,129    30,645 
Accumulated depreciation and amortization   (13,744)   (12,470)
Bank premises and equipment, net  $17,385   $18,175