LOANS (Tables)

6 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Composition of loans receivable and loans held-for-sale

	June 30, 2016									December 31, 2015
(In thousands)	Business Activities  Loans			Acquired Loans			Total			Business Activities  Loans			Acquired Loans			Total
Residential 1-4 family	$	280,253		$	7,249		$	287,502		$	261,495		$	7,799		$	269,294
Residential 5+ multifamily		7,230			5,960			13,190			6,411			6,136			12,547
Construction of residential 1-4 family		10,343			—			10,343			7,998			—			7,998
Home equity lines of credit		34,767			—			34,767			35,017			—			35,017
Residential real estate		332,593			13,209			345,802			310,921			13,935			324,856
Commercial		150,669			84,115			234,784			129,446			88,829			218,275
Construction of commercial		9,350			4,110			13,460			6,525			4,874			11,399
Commercial real estate		160,019			88,225			248,244			135,971			93,703			229,674
Farm land		4,036			—			4,036			3,193			—			3,193
Vacant land		8,149			—			8,149			8,563			—			8,563
Real estate secured		504,797			101,434			606,231			458,648			107,638			566,286
Commercial and industrial		101,109			31,941			133,050			74,657			46,764			121,421
Municipal		9,005			—			9,005			9,566			—			9,566
Consumer		5,617			68			5,685			6,195			77			6,272
Loans receivable, gross		620,528			133,443			753,971			549,066			154,479			703,545
Deferred loan origination costs, net		1,270			—			1,270			1,189			—			1,189
Allowance for loan losses		(5,478	)		(240	)		(5,718	)		(5,481	)		(235	)		(5,716	)
Loans receivable, net	$	616,320		$	133,203		$	749,523		$	544,774		$	154,244		$	699,018
Loans held-for-sale
Residential 1-4 family	$	—		$	—		$	—		$	763		$	—		$	763

Composition of loans receivable by risk rating grade

Business Activities Loans

(in thousands)	Pass		Special mention		Substandard		Doubtful		Loss		Total
June 30, 2016
Residential 1-4 family	$	269,086	$	6,418	$	4,659	$	90	$	—	$	280,253
Residential 5+ multifamily		5,219		1,922		89		—		—		7,230
Construction of residential 1-4 family		10,343		—		—		—		—		10,343
Home equity credit		33,341		573		853		—		—		34,767
Residential real estate		317,989		8,913		5,601		90		—		332,593
Commercial		139,570		3,707		7,392		—		—		150,669
Construction of commercial		9,232		—		118		—		—		9,350
Commercial real estate		148,802		3,707		7,510		—		—		160,019
Farm land		3,018		—		1,018		—		—		4,036
Vacant land		5,232		65		2,852		—		—		8,149
Real estate secured		475,041		12,685		16,981		90		—		504,797
Commercial and industrial		97,051		3,402		654		2		—		101,109
Municipal		9,005		—		—		—		—		9,005
Consumer		5,582		34		1		—		—		5,617
Loans receivable, gross	$	586,679	$	16,121	$	17,636	$	92	$	—	$	620,528

Acquired Loans

(in thousands)	Pass		Special mention		Substandard		Doubtful		Loss		Total
June 30, 2016
Residential 1-4 family	$	6,470	$	1	$	778	$	—	$	—	$	7,249
Residential 5+ multifamily		5,837		—		123		—		—		5,960
Construction of residential 1-4 family		—		—		—		—		—		—
Home equity credit		—		—		—		—		—		—
Residential real estate		12,307		1		901		—		—		13,209
Commercial		76,876		2,631		4,608		—		—		84,115
Construction of commercial		3,852		—		258		—		—		4,110
Commercial real estate		80,728		2,631		4,866		—		—		88,225
Farm land		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—
Real estate secured		93,035		2,632		5,767		—		—		101,434
Commercial and industrial		31,652		233		56		—		—		31,941
Municipal		—		—		—		—		—		—
Consumer		65		3		—		—		—		68
Loans receivable, gross	$	124,752	$	2,868	$	5,823	$	—	$	—	$	133,443

Business Activities Loans

(in thousands)	Pass		Special mention		Substandard		Doubtful		Loss		Total
December 31, 2015
Residential 1-4 family	$	248,027	$	6,933	$	6,444	$	91	$	—	$	261,495
Residential 5+ multifamily		4,507		1,815		89		—		—		6,411
Construction of residential 1-4 family		7,111		887		—		—		—		7,998
Home equity lines credit		33,687		545		785		—		—		35,017
Residential real estate		293,332		10,180		7,318		91		—		310,921
Commercial		120,903		4,801		3,742		—		—		129,446
Construction of commercial		6,525		—		—		—		—		6,525
Commercial real estate		127,428		4,801		3,742		—		—		135,971
Farm land		2,162		—		1,031		—		—		3,193
Vacant land		5,567		69		2,927		—		—		8,563
Real estate secured		428,489		15,050		15,018		91		—		458,648
Commercial and industrial		72,887		1,214		555		1		—		74,657
Municipal		9,566		—		—		—		—		9,566
Consumer		6,171		18		6		—		—		6,195
Loans receivable, gross	$	517,113	$	16,282	$	15,579	$	92	$	—	$	549,066

Acquired Loans

(in thousands)	Pass		Special mention		Substandard		Doubtful		Loss		Total
December 31, 2015
Residential 1-4 family	$	6,824	$	199	$	776	$	—	$	—	$	7,799
Residential 5+ multifamily		6,136		—		—		—		—		6,136
Construction of residential 1-4 family		—		—		—		—		—		—
Home equity lines of credit		—		—		—		—		—		—
Residential real estate		12,960		199		776		—		—		13,935
Commercial		80,406		4,005		4,418		—		—		88,829
Construction of commercial		4,612		—		262		—		—		4,874
Commercial real estate		85,018		4,005		4,680		—		—		93,703
Farm land		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—
Real estate secured		97,978		4,204		5,456		—		—		107,638
Commercial and industrial		45,363		875		443		83		—		46,764
Municipal		—		—		—		—		—		—
Consumer		71		6		—		—		—		77
Loans receivable, gross	$	143,412	$	5,085	$	5,899	$	83	$	—	$	154,479

Composition of loans receivable by delinquency status

Business Activities Loans

			Past due
												180		30
(in thousands)	Current			1-29		30-59		60-89		90-179		days		days			Accruing		Non-
				days		days		days		days		and		and		90 days			accrual
												over		over		and over
June 30, 2016
Residential 1-4 family	$	272,795		$	2,791	$	1,102	$	521	$	605	$	2,439	$	4,667		$	—	$	3,801
Residential 5+ multifamily		7,086			54		—		—		1		89		90			—		—
Construction of residential 1-4 family		10,343			—		—		—		—		—		—			—		—
Home equity lines of credit		33,739			345		453		60		10		160		683			10		693
Residential real estate		323,963			3,190		1,555		581		616		2,688		5,440			10		4,494
Commercial		148,166			918		20		254		288		1,023		1,585			288		2,869
Construction of commercial		9,350			—		—		—		—		—		—			—		—
Commercial real estate		157,516			918		20		254		288		1,023		1,585			288		2,869
Farm land		3,027			—		286		—		—		723		1,009			—		1,018
Vacant land		5,318			—		8		—		—		2,823		2,831			—		2,852
Real estate secured		489,824			4,108		1,869		835		904		7,257		10,865			298		11,233
Commercial and industrial		100,049			826		106		106		4		18		234			—		25
Municipal		9,005			—		—		—		—		—		—			—		—
Consumer		5,565			37		12		3		—		—		15			—		—
Loans receivable, gross	$	604,443		$	4,971	$	1,987	$	944	$	908	$	7,275	$	11,114		$	298	$	11,258

Acquired Loans

June 30, 2016
Residential 1-4 family	$	6,379	$	91	$	—	$	—	$	—	$	779	$	779	$	—	$	902
Residential 5+ multifamily		5,836		—		—		—		—		124		124				—
Construction of residential 1-4 family		—		—		—		—		—		—		—				—
Home equity lines of credit		—		—		—		—		—		—		—		—		—
Residential real estate		12,215		91		—		—		—		903		903		—		902
Commercial		78,259		2,753		—		1,241		321		1,541		3,103		322		1,541
Construction of commercial		3,852		—		—		—		—		258		258				258
Commercial real estate		82,111		2,753		—		1,241		321		1,799		3,361		322		1,799
Farm land		—		—		—		—		—		—		—				—
Vacant land		—		—		—		—		—		—		—		—		—
Real estate secured		94,326		2,844		—		1,241		321		2,702		4,264		322		2,701
Commercial and industrial		31,484		271		136		50		—		—		186		—		—
Municipal		—		—		—		—		—		—		—				—
Consumer		53		15		—		—		—		—		—				—
Loans receivable, gross	$	125,863	$	3,130	$	136	$	1,291	$	321	$	2,702	$	4,450	$	322	$	2,701

Business Activities Loans

			Past due
												180		30
(in thousands)	Current			1-29		30-59		60-89		90-179		days		days			Accruing		Non-
				days		days		days		days		and		and		90 days			accrual
												over		over		and over
December 31, 2015
Residential 1-4 family	$	254,152		$	1,781	$	1,931	$	683	$	973	$	1,975	$	5,562		$	—	$	5,671
Residential 5+ multifamily		6,254			—		68		—		—		89		157			—		89
Construction of residential 1-4 family		7,826			172		—		—		—		—		—			—		—
Home equity lines of credit		33,744			363		306		101		113		390		910			—		601
Residential real estate		301,976			2,316		2,305		784		1,086		2,454		6,629			—		6,361
Commercial		126,440			1,618		474		—		233		681		1,388			—		2,349
Construction of commercial		6,525			—		—		—		—		—		—			—		—
Commercial real estate		132,965			1,618		474		—		233		681		1,388			—		2,349
Farm land		2,172			298		—		—		—		723		723			—		1,031
Vacant land		5,734			—		6		—		—		2,823		2,829			—		2,855
Real estate secured		442,847			4,232		2,785		784		1,319		6,681		11,569			—		12,596
Commercial and industrial		73,698			906		35		—		—		18		53			—		461
Municipal		9,566			—		—		—		—		—		—			—		—
Consumer		6,096			61		21		17		—		—		38			—		80
Loans receivable, gross	$	532,207		$	5,199	$	2,841	$	801	$	1,319	$	6,699	$	11,660		$	—	$	13,137

Acquired Loans

December 31, 2015
Residential 1-4 family	$	6,823	$	—	$	—	$	110	$	—	$	866	$	976	$	90	$	776
Residential 5+ multifamily		6,136		—		—		—		—		—		—		—		—
Construction of residential 1-4 family		—		—		—		—		—		—		—		—		—
Home equity lines of credit		—		—		—		—		—		—		—		—		—
Residential real estate		12,959		—		—		110		—		866		976		90		776
Commercial		81,140		4,848		916		—		—		1,925		2,841		—		2,000
Construction of commercial		4,612		—		—		—		—		262		262		—		262
Commercial real estate		85,752		4,848		916		—		—		2,187		3,103		—		2,262
Farm land		—		—		—		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—		—		—		—
Real estate secured		98,711		4,848		916		110		—		3,053		4,079		90		3,038
Commercial and industrial		46,128		471		83		82		—		—		165		—		—
Municipal		—		—		—		—		—		—		—		—		—
Consumer		77		—		—		—		—		—		—		—		—
Loans receivable, gross	$	144,916	$	5,319	$	999	$	192	$	—	$	3,053	$	4,244	$	90	$	3,038

Troubled debt restructurings

Business Activities Loans

	Six months ended
	June 30, 2016						June 30, 2015
(in thousands)	Quantity		Pre- modification balance		Post- modification balance		Quantity		Pre- modification balance		Post- modification balance
Residential real estate		3	$	316	$	316		1	$	875	$	875
Commercial real estate		1		1,863		1,863		1		184		184
Home equity lines of credit		—		—		—		—		—		—
Troubled debt restructurings		4	$	2,179	$	2,179		2	$	1,059	$	1,059
Rate reduction and term extension		2	$	262	$	262		1	$	184	$	184
Interest only and term extension		—		—		—		—		—		—
Interest only		—		—		—		—		—		—
Debt consolidation		1		1,863		1,863		—		—		—
Term extension		1		54		54		1		875		875
Troubled debt restructurings		4	$	2,179	$	2,179		2	$	1,059	$	1,059

Acquired Loans

Six months ended

June 30, 2016

June 30, 2015

(in thousands)

Quantity

Pre- modification balance

Post- modification balance

Quantity

Pre- modification balance

Post- modification balance

Residential real estate

—

$

—

$

—

—

$

—

$

—

Commercial real estate

—

—

—

—

—

—

Home equity lines of credit

—

—

—

—

—

—

Troubled debt restructurings

—

$

—

$

—

—

$

—

$

—

Rate reduction and term extension

—

$

—

$

—

—

$

—

$

—

Interest only and term extension

—

—

—

—

—

—

Interest only

—

—

—

—

—

—

Debt consolidation and term extension

—

—

—

—

—

—

Term extension

—

—

—

—

—

—

Troubled debt restructurings

—

$

—

$

—

—

$

—

$

—

Changes in allowance for loan losses

	Business Activities Loans												Acquired Loans
(in thousands)	Three months ended June 30, 2016												Three months ended June 30, 2016
	Beginning balance		Provision			Charge- offs			Reco- veries		Ending balance		Beginning balance		Provision			Charge- offs			Reco- veries		Ending balance
Residential	$	2,458	$	59		$	(287	)	$	18	$	2,248	$	69	$	—		$	—		$	—	$	69
Commercial		1,585		149			—			—		1,734		94		40			(1	)		1		134
Land		164		25			(23	)		—		166		—		—			—			—		—
Real estate		4,207		233			(310	)		18		4,148		163		40			(1	)		1		203
Commercial and industrial		781		60			—			10		851		141		299			(414	)		11		37
Municipal		59		(3	)		—			—		56		—		—			—			—		—
Consumer		114		(26	)		(7	)		8		89		—		—			—			—		—
Unallocated		412		(78	)		—			—		334		—		—			—			—		—
Totals	$	5,573	$	186		$	(317	)	$	36	$	5,478	$	304	$	339		$	(415	)	$	12	$	240
	Business Activities Loans												Acquired Loans
(in thousands)	Six months ended June 30, 2016												Six months ended June 30, 2016
	Beginning balance		Provision			Charge- offs			Reco- veries		Ending balance		Beginning balance		Provision			Charge- offs			Reco- veries		Ending balance
Residential	$	2,477	$	146		$	(394	)	$	19	$	2,248	$	79	$	(10	)	$	—		$	—	$	69
Commercial		1,466		302			(35	)		1		1,734		132		96			(98	)		4		134
Land		188		24			(46	)		—		166		—		—			—			—		—
Real estate		4,131		472			(475	)		20		4,148		211		86			(98	)		4		203
Commercial and industrial		683		185			(32	)		15		851		24		413			(415	)		15		37
Municipal		61		(5	)		—			—		56		—		—			—			—		—
Consumer		124		(15	)		(30	)		10		89		—		—			—			—		—
Unallocated		482		(148	)		—			—		334		—		—			—			—		—
Totals	$	5,481	$	489		$	(537	)	$	45	$	5,478	$	235	$	499		$	(513	)	$	19	$	240

	Business Activities Loans												Acquired Loans
(in thousands)	Three months ended June 30, 2015												Three months ended June 30, 2015
	Beginning balance		Provision			Charge- offs			Reco- veries		Ending balance		Beginning balance		Provision			Charge- offs		Reco- veries		Ending balance
Residential	$	2,386	$	(52	)	$	(188	)	$	1	$	2,147	$	—	$	15		$	—	$	—	$	15
Commercial		1,355		116			(132	)		—		1,339		18		59			—		—		77
Land		176		6			—			—		182		—		—			—		—		—
Real estate		3,917		70			(320	)		1		3,668		18		74			—		—		92
Commercial and industrial		637		52			—			2		691		45		(3	)		—		10		52
Municipal		61		3			—			—		64		—		—			—		—		—
Consumer		120		15			(16	)		4		123		—		—			—		—		—
Unallocated		384		(15	)		—			—		369		—		—			—		—		—
Totals	$	5,119	$	125		$	(336	)	$	7	$	4,915	$	63	$	71		$	—	$	10	$	144
	Business Activities Loans												Acquired Loans
(in thousands)	Six months ended June 30, 2015												Six months ended June 30, 2015
	Beginning balance		Provision			Charge- offs			Reco- veries		Ending balance		Beginning balance		Provision			Charge- offs		Reco- veries		Ending balance
Residential	$	2,306	$	320		$	(481	)	$	2	$	2,147	$	—	$	15		$	—	$	—	$	15
Commercial		1,697		(154	)		(204	)		—		1,339		7		70			—		—		77
Land		164		18			—			—		182		—		—			—		—		—
Real estate		4,167		184			(685	)		2		3,668		7		85			—		—		92
Commercial and industrial		583		(288	)		(56	)		452		691		14		21			—		17		52
Municipal		61		3			—			—		64		—		—			—		—		—
Consumer		117		31			(31	)		6		123		—		—			—		—		—
Unallocated		409		(40	)		—			—		369		—		—			—		—		—
Totals	$	5,337	$	(110	)	$	(772	)	$	460	$	4,915	$	21	$	106		$	—	$	17	$	144

Composition of loans receivable and allowance for loan losses

Business Activities Loans

(in thousands)	Collectively evaluated				Individually evaluated				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans		Allowance
June 30, 2016
Residential 1-4 family	$	273,585	$	1,574	$	6,668	$	230	$	280,253	$	1,804
Residential 5+ multifamily		5,471		39		1,759		—		7,230		39
Construction of residential 1-4 family		10,343		77		—		—		10,343		77
Home equity lines of credit		33,958		312		809		16		34,767		328
Residential real estate		323,357		2,002		9,236		246		332,593		2,248
Commercial		146,144		1,538		4,525		76		150,669		1,614
Construction of commercial		9,232		120		118		—		9,350		120
Commercial real estate		155,376		1,658		4,643		76		160,019		1,734
Farm land		3,018		25		1,018		6		4,036		31
Vacant land		5,080		121		3,069		14		8,149		135
Real estate secured		486,831		3,806		17,966		342		504,797		4,148
Commercial and industrial		101,024		850		85		1		101,109		851
Municipal		9,005		56		—		—		9,005		56
Consumer		5,617		89		—		—		5,617		89
Unallocated allowance		—		334		—		—		—		334
Totals	$	602,477	$	5,135	$	18,051	$	343	$	620,528	$	5,478

Acquired Loans

(in thousands)	Collectively evaluated				Individually evaluated				ASC 310-30 loans				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans		Allowance		Loans		Allowance
June 30, 2016
Residential 1-4 family	$	6,470	$	—	$	779	$	69	$	—	$	—	$	7,249	$	69
Residential 5+ multifamily		5,837		—		123		—		—		—		5,960		—
Construction of residential 1-4 family		—		—		—		—		—		—		—		—
Home equity lines of credit		—		—		—		—		—		—		—		—
Residential real estate		12,307		—		902		69		—		—		13,209		69
Commercial		77,041		24		2,291		26		4,783		81		84,115		131
Construction of commercial		3,852		3		258		—		—		—		4,110		3
Commercial real estate		80,893		27		2,549		26		4,783		81		88,225		134
Farm land		—		—		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—		—		—
Real estate secured		93,200		27		3,451		95		4,783		81		101,434		203
Commercial and industrial		31,592		27		—		—		349		10		31,941		37
Municipal		—		—		—		—		—		—		—		—
Consumer		52		—		—		—		16		—		68		—
Unallocated allowance		—		—		—		—		—		—		—		—
Totals	$	124,844	$	54	$	3,451	$	95	$	5,148	$	91	$	133,443	$	240

Business Activities Loans

(in thousands)	Collectively evaluated				Individually evaluated				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans		Allowance
December 31, 2015
Residential 1-4 family	$	253,156	$	1,415	$	8,339	$	610	$	261,495	$	2,025
Residential 5+ multifamily		4,640		33		1,771		—		6,411		33
Construction of residential 1-4 family		7,998		65		—		—		7,998		65
Home equity lines of credit		34,298		286		719		68		35,017		354
Residential real estate		300,092		1,799		10,829		678		310,921		2,477
Commercial		125,173		1,265		4,273		113		129,446		1,378
Construction of commercial		6,403		87		122		1		6,525		88
Commercial real estate		131,576		1,352		4,395		114		135,971		1,466
Farm land		2,162		23		1,031		14		3,193		37
Vacant land		5,486		122		3,077		29		8,563		151
Real estate secured		439,316		3,296		19,332		835		458,648		4,131
Commercial and industrial		74,131		673		526		10		74,657		683
Municipal		9,566		61		—		—		9,566		61
Consumer		6,115		124		80		—		6,195		124
Unallocated allowance		—		482		—		—		—		482
Totals	$	529,128	$	4,636	$	19,938	$	845	$	549,066	$	5,481

Acquired Loans

(in thousands)	Collectively evaluated				Individually evaluated				ASC 310-30 loans				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans		Allowance		Loans		Allowance
December 31, 2015
Residential 1-4 family	$	7,023	$	—	$	776	$	79	$	—	$	—	$	7,799	$	79
Residential 5+ multifamily		6,136		—		—		—		—		—		6,136		—
Construction of residential 1-4 family		—		—		—		—		—		—		—		—
Home equity lines of credit		—		—		—		—		—		—		—		—
Residential real estate		13,159		—		776		79		—		—		13,935		79
Commercial		81,300		19		2,742		107		4,787		2		88,829		128
Construction of commercial		4,612		4		262		—		—		—		4,874		4
Commercial real estate		85,912		23		3,004		107		4,787		2		93,703		132
Farm land		—		—		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—		—		—
Real estate secured		99,071		23		3,780		186		4,787		2		107,638		211
Commercial and industrial		45,650		24		—		—		1,114		—		46,764		24
Municipal		—		—		—		—		—		—		—		—
Consumer		61		—		—		—		16		—		77		—
Unallocated allowance		—		—		—		—		—		—		—		—
Totals	$	144,782	$	47	$	3,780	$	186	$	5,917	$	2	$	154,479	$	235

Credit quality segments of loans receivable and allowance for loan losses

Business Activities Loans

June 30, 2016 (in thousands)	Collectively evaluated				Individually evaluated				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans	Allowance
Performing loans	$	597,508	$	4,601	$	—	$	—	$	597,508	$	4,601
Potential problem loans		4,969		200		—		—		4,969		200
Impaired loans		—		—		18,051		343		18,051		343
Unallocated allowance		—		334		—		—		—		334
Totals	$	602,477	$	5,135	$	18,051	$	343	$	620,528	$	5,478

Acquired Loans

June 30, 2016 (in thousands)	Collectively evaluated				Individually evaluated				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans	Allowance
Performing loans	$	127,619	$	70	$	—	$	—	$	127,619	$	70
Potential problem loans		2,373		75		—		—		2,373		75
Impaired loans		—		—		3,451		95		3,451		95
Totals	$	129,992	$	145	$	3,451	$	95	$	133,443	$	240

Business Activities Loans

December 31, 2015 (in thousands)	Collectively evaluated				Individually evaluated				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans	Allowance
Performing loans	$	527,905	$	4,110	$	—	$	—	$	527,905	$	4,110
Potential problem loans		1,223		44		—		—		1,223		44
Impaired loans		—		—		19,938		845		19,938		845
Unallocated allowance		—		482		—		—		—		482
Totals	$	529,128	$	4,636	$	19,938	$	845	$	549,066	$	5,481

Acquired Loans

December 31, 2015 (in thousands)	Collectively evaluated				Individually evaluated				Total portfolio
		Loans		Allowance		Loans		Allowance		Loans	Allowance
Performing loans	$	148,580	$	46	$	—	$	—	$	148,580	$	46
Potential problem loans		2,119		2		—		—		2,119		2
Impaired loans		—		—		3,780		187		3,780		187
Unallocated allowance		—		—		—		—		—		—
Totals	$	150,699	$	48	$	3,780	$	187	$	154,479	$	235

Certain data with respect to loans individually evaluated for impairment

Business Activities Loans

	Impaired loans with specific allowance										Impaired loans with no specific allowance
(in thousands)	Loan balance							Specific		Income	Loan balance							Income
		Book		Note		Average		allowance		recognized		Book		Note		Average		recognized
June 30, 2016
Residential 1-4 family	$	5,760	$	6,209	$	6,738	$	230	$	42	$	2,667	$	2,883	$	2,748	$	39
Home equity lines of credit		416		436		485		16		1		393		421		329		2
Residential real estate		6,176		6,645		7,223		246		43		3,060		3,304		3,077		41
Commercial		3,629		3,993		3,309		76		45		896		1,152		1,068		15
Construction of commercial		—		—		103		—		—		118		125		17		4
Farm land		722		760		319		6		—		296		361		706		—
Vacant land		2,870		3,881		2,870		14		1		199		235		203		—
Real estate secured		13,397		15,279		13,824		342		89		4,569		5,177		5,071		60
Commercial and industrial		4		4		55		1		—		81		109		276		1
Consumer		—		—		—		—		—		—		—		11		—
Totals	$	13,401	$	15,283	$	13,879	$	343	$	89	$	4,650	$	5,286	$	5,358	$	61

Acquired Loans

	Impaired loans with specific allowance										Impaired loans with no specific allowance
(in thousands)	Loan balance							Specific		Income	Loan balance							Income
		Book		Note		Average		allowance		recognized		Book		Note		Average		recognized
June 30, 2016
Residential 1-4 family	$	602	$	716	$	627	$	69	$	3	$	300	$	300	$	279	$	—
Home equity credit lines of credit		—		—		—		—		—		—		—		—		—
Residential real estate		602		716		627		69		3		300		300		279		—
Commercial		181		283		412		26		10		2,110		2,663		2,140		65
Construction of commercial		—		—		—		—		—		258		272		259		—
Farm land		—		—		—		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—		—		—		—
Real estate secured		783		999		1,039		95		13		2,668		3,235		2,678		65
Commercial and industrial		—		—		142		—		—		—		591		35		22
Consumer		—		—		—		—		—		—		—		—		—
Totals	$	783	$	999	$	1,181	$	95	$	13	$	2,668	$	3,826	$	2,713	$	87

Business Activities Loans

	Impaired loans with specific allowance										Impaired loans with no specific allowance
(in thousands)	Loan balance							Specific		Income	Loan balance							Income
		Book		Note		Average		allowance		recognized		Book		Note		Average		recognized
December 31, 2015
Residential 1-4 family	$	7,482	$	8,094	$	6,449	$	610	$	167	$	2,628	$	2,770	$	3,089	$	98
Home equity lines of credit		535		659		260		68		9		184		199		423		2
Residential real estate		8,017		8,753		6,709		678		176		2,812		2,969		3,512		100
Commercial		3,131		3,405		2,850		113		123		1,142		1,393		1,624		49
Construction of commercial		122		128		9		1		7		—		—		116		—
Farm land		733		773		400		14		25		298		352		461		—
Vacant land		2,870		3,836		3,015		29		3		207		241		72		9
Real estate secured		14,873		16,895		12,983		835		334		4,459		4,955		5,785		158
Commercial and industrial		95		98		145		10		4		431		481		383		22
Consumer		—		—		—		—		—		80		108		12		1
Totals	$	14,968	$	16,993	$	13,128	$	845	$	338	$	4,970	$	5,544	$	6,180	$	181

Acquired Loans

	Impaired loans with specific allowance										Impaired loans with no specific allowance
(in thousands)	Loan balance							Specific		Income	Loan balance							Income
		Book		Note		Average		allowance		recognized		Book		Note		Average		recognized
December 31, 2015
Residential 1-4 family	$	599	$	716	$	273	$	79	$	—	$	177	$	177	$	376	$	7
Home equity lines of credit		—		—		—		—		—		—		—		—		—
Residential real estate		599		716		273		79		—		177		177		376		7
Commercial		675		826		698		107		34		2,067		2,843		2,011		32
Construction of commercial		—		—		—		—		—		262		273		167		22
Farm land		—		—		—		—		—		—		—		—		—
Vacant land		—		—		—		—		—		—		—		—		—
Real estate secured		1,274		1,542		971		186		34		2,506		3,293		2,554		61
Commercial and industrial		—		—		6		—		—		—		4		—		—
Consumer		—		—		—		—		—		—		—		—		—
Totals	$	1,274	$	1,542	$	977	$	186	$	34	$	2,506	$	3,297	$	2,554	$	61