LOANS - Changes in allowance for loan losses (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Business Activities Loans - Beginning balance
Residential	$ 1,938	$ 1,934	$ 1,479
Commercial	1,385	1,059	1,139
Land	226	300	409
Real estate	3,549	3,293	3,027
Commercial and industrial	561	499	704
Municipal	43	36	24
Consumer	105	92	79
Unallocated	425	440	242
Totals	4,683	4,360	4,076
Business Activities Loans - Provision
Residential	657	275	688
Commercial	355	528	(52)
Land	58	147	167
Real estate	1,070	950	803
Commercial and industrial	25	65	(21)
Municipal	18	7	12
Consumer	16	59	78
Unallocated	(16)	(15)	198
Totals	1,113	1,066	1,070
Business Activities Loans - Charge-offs
Residential	(307)	(271)	(233)
Commercial	(84)	(208)	(64)
Land	(121)	(221)	(276)
Real estate	(512)	(700)	(573)
Commercial and industrial	(19)	(4)	(222)
Municipal
Consumer	(28)	(70)	(91)
Unallocated
Totals	(559)	(774)	(886)
Business Activities Loans - Recoveries
Residential	18
Commercial	41	6	36
Land	1
Real estate	60	6	36
Commercial and industrial	16	1	38
Municipal
Consumer	24	24	26
Unallocated
Totals	100	31	100
Business Activities Loans - Ending balance
Residential	2,306	1,938	1,934
Commercial	1,697	1,385	1,059
Land	164	226	300
Real estate	4,167	3,549	3,293
Commercial and industrial	583	561	499
Municipal	61	43	36
Consumer	117	105	92
Unallocated	409	425	440
Totals	5,337	4,683	4,360
Acquired Loans - Beginning balance
Residential
Commercial
Land
Real estate
Commercial and industrial
Municipal
Consumer
Unallocated
Totals
Acquired Loans - Provision
Residential
Commercial	7
Land
Real estate	7
Commercial and industrial	14
Municipal
Consumer
Unallocated
Totals	21
Acquired Loans - Charge-offs
Residential
Commercial
Land
Real estate
Commercial and industrial
Municipal
Consumer
Unallocated
Totals
Acquired Loans - Recoveries
Residential
Commercial
Land
Real estate
Commercial and industrial
Municipal
Consumer
Unallocated
Totals
Acquired Loans - Ending balance
Residential
Commercial	7
Land
Real estate	7
Commercial and industrial	14
Municipal
Consumer
Unallocated
Totals	$ 21

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The reserve to cover probable credit losses related to specifically identified fixed maturity real estate loans as well as probable credit losses inherent in the remainder of that loan portfolio.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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The allowance for commercial loan and lease losses represents the reserve to cover probable credit losses related to specifically identified commercial loans and leases, as well as probable credit losses inherent in the remainder of the commercial loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for commercial loan losses in connection with business combinations determined to be appropriate.

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The allowance for other loan and lease losses represents the reserve to cover probable credit losses related to specifically identified other loans and leases, as well as probable credit losses inherent in the remainder of the other loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for other loan losses in connection with business combinations determined to be appropriate.

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