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BANK PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2014

Property, Plant and Equipment [Abstract]

NOTE 7 - BANK PREMISES AND EQUIPMENT

The components of premises and equipment are as follows:

December 31, (in thousands)		2014			2013
Land	$	2,237		$	2,137
Buildings and improvements		11,070			9,655
Leasehold improvements		1,953			706
Capital lease		425			425
Furniture, fixtures, equipment and software		5,869			5,713
Construction in progress, including land acquisition and development		257			132
Total cost		21,811			18,768
Accumulated depreciation and amortization		(7,380	)		(7,157	)
Bank premises and equipment, net	$	14,431		$	11,611

- Definition

The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.

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