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LOANS - Composition of loans receivable and loans held-for-sale (Details) (Composition of loans receivable and loans held-for-sale, USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Composition of loans receivable and loans held-for-sale
   
Residential 1-4 family $ 239,258 $ 231,113
Residential 5+ multifamily 4,866 4,848
Construction of residential 1-4 family 2,272 1,876
Home equity credit 34,438 34,139
Residential real estate 280,834 271,976
Commercial 95,523 91,853
Construction of commercial 14,352 10,948
Commercial real estate 109,875 102,801
Farm land 3,332 3,402
Vacant land 8,891 9,067
Real estate secured 402,932 387,246
Commercial and industrial 49,368 46,292
Municipal 4,421 4,252
Consumer 3,765 3,889
Loans receivable, gross 460,486 441,679
Deferred loan origination fees and costs, net 1,243 1,182
Allowance for loan losses (5,102) (4,683)
Loans receivable, net 456,627 438,178
Loans held-for-sale    
Residential 1-4 family    $ 173