MORTGAGE SERVICING RIGHTS (Tables)

6 Months Ended

Jun. 30, 2014

Mortgage Loans on Real Estate [Abstract]

Balance of loans serviced for others and fair value of mortgage servicing rights

June 30, (in thousands)		2014		2013
Residential mortgage loans serviced for others	$	143,244	$	149,388
Fair value of mortgage servicing rights		1,638		1,661

Changes in mortgage servicing rights

	Three months						Six months
Periods ended June 30, (in thousands)		2014			2013			2014			2013
Mortgage Servicing Rights
Balance, beginning of period	$	906		$	1,124		$	980		$	1,076
Originated		16			78			22			230
Amortization (1)		(85	)		(93	)		(165	)		(197	)
Balance, end of period		837			1,109			837			1,109
Valuation Allowance
Balance, beginning of period		(3	)		(5	)		(15	)		(38	)
Decrease in impairment reserve (1)		2			1			14			34
Balance, end of period		(1	)		(4	)		(1	)		(4	)
Loan servicing rights, net	$	836		$	1,105		$	836		$	1,105

(1) Amortization expense and changes in the impairment reserve are recorded in loan servicing fee income.