CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Operating Activities
Net income	$ 551	$ 940
Statements of Cash Flows
Operating Activities
Net income	551	940
Amortization and depreciation
Securities	60	155
Bank premises and equipment	225	215
Core deposit intangible	56	56
Mortgage servicing rights	79	104
Fair value adjustment on loans	8	8
(Gains) and losses:
Gains on sales of loans, excluding capitalized servicing rights	(6)	(127)
Loss on sale/disposal of premises and equipment	1
Gains recognized on other real estate owned		(1)
Provision for loan losses	337	396
Proceeds from sales of loans	501	7,093
Loans originated for sale	(442)	(5,797)
Increase in deferred loan origination fees and costs, net	(4)	(37)
Mortgage servicing rights originated	(5)	(152)
Decrease in mortgage servicing rights impairment reserve	(11)	(33)
Increase in interest receivable	(44)	(204)
Deferred tax benefit	(12)	(13)
(Increase) decrease in prepaid expenses	(46)	15
Increase in cash surrender value of life insurance policies	(58)	(61)
(Increase) decrease in income tax receivable	(7)	169
(Increase) decrease in other assets	(22)	32
Increase in accrued expenses	304	174
Increase (decrease) in interest payable	1	(33)
Increase (decrease) in other liabilities	982	(383)
Issuance of shares of restricted stock	26	24
Net cash provided by operating activities	2,474	2,540
Investing Activities
Redemption of Federal Home Loan Bank of Boston stock		408
Maturities of interest-bearing time deposits with other banks	738
Proceeds from calls of securities available-for-sale	1,120	1,200
Proceeds from maturities of securities available-for-sale	2,393	5,911
Loan originations and principle collections, net	(8,689)	(19,423)
Recoveries of loans previously charged-off	8	3
Proceeds from sale of other real estate owned		1,086
Capital expenditures	(664)	(35)
Net cash utilized by investing activities	(5,094)	(10,850)
Financing Activities
Increase (decrease) in deposit transaction accounts	2,140	(1,661)
Decrease in time deposits	(1,997)	(1,782)
Increase in securities sold under agreements to repurchase	89	545
Principal payments on Federal Home Loan Bank of Boston advances	(394)	(406)
Common stock dividends paid	(479)	(479)
Preferred stock dividends paid	(46)	(40)
Net cash utilized by financing activities	(687)	(3,823)
Net decrease in cash and cash equivalents	(3,307)	(12,133)
Cash and cash equivalents, beginning of period	12,711	43,574
Cash and cash equivalents, end of period	9,404	31,441
Cash paid during year
Interest	667	948
Income taxes	1,234	1,285
Non-cash transfers
Transfer from loans to other real estate owned		$ 1,553