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EARNINGS PER SHARE - Computation of earnings per share (Details) (Calculation of earnings per share, USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Calculation of earnings per share
   
Net income $ 551 $ 940
Less: Preferred stock dividends declared (46) (40)
Net income available to common shareholders 505 900
Less: Undistributed earnings allocated to participating securities (6) (10)
Net income allocated to common stock 499 890
Common shares issued 1,712 1,709
Less: Unvested restricted stock awards (21) (20)
Common shares outstanding used to calculate basic earnings per common share 1,691 1,689
Add: Dilutive effect of unvested restricted stock awards      
Common shares outstanding used to calculate diluted earnings per common share $ 1,691 $ 1,689
Earnings per common share (basic and diluted) $ 0.29 $ 0.53