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LOANS - Composition of loans receivable by risk rating grade (Details) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Pass
   
Residential 1-4 family $ 218,660 $ 212,683
Residential 5+ multifamily 2,639 2,674
Construction of residential 1-4 family 2,044 1,876
Home equity credit 31,288 31,444
Residential real estate 254,631 248,677
Commercial 71,538 67,554
Construction of commercial 9,214 10,257
Commercial real estate 80,752 77,811
Farm land 836 847
Vacant land 5,618 5,640
Real estate secured 341,837 332,975
Commercial and industrial 37,900 37,860
Municipal 4,016 4,252
Consumer 3,500 3,739
Loans receivable, gross 387,253 378,826
Special mention
   
Residential 1-4 family 11,854 12,338
Residential 5+ multifamily 1,190 1,199
Construction of residential 1-4 family      
Home equity credit 1,269 1,355
Residential real estate 14,313 14,892
Commercial 15,897 16,044
Construction of commercial 429 102
Commercial real estate 16,326 16,146
Farm land 1,408 1,421
Vacant land 258 288
Real estate secured 32,305 32,747
Commercial and industrial 8,198 7,452
Municipal      
Consumer 100 113
Loans receivable, gross 40,603 40,312
Substandard
   
Residential 1-4 family 5,999 5,997
Residential 5+ multifamily 975 975
Construction of residential 1-4 family      
Home equity credit 1,384 1,340
Residential real estate 8,358 8,312
Commercial 8,079 8,255
Construction of commercial 587 589
Commercial real estate 8,666 8,844
Farm land 1,124 1,134
Vacant land 3,162 3,139
Real estate secured 21,310 21,429
Commercial and industrial 932 980
Municipal      
Consumer 33 37
Loans receivable, gross 22,275 22,446
Doubtful
   
Residential 1-4 family 95 95
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate 95 95
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured 95 95
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross 95 95
Loss
   
Residential 1-4 family      
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate      
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured      
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross      
Total
   
Residential 1-4 family 236,608 231,113
Residential 5+ multifamily 4,804 4,848
Construction of residential 1-4 family 2,044 1,876
Home equity credit 33,941 34,139
Residential real estate 277,397 271,976
Commercial 95,514 91,853
Construction of commercial 10,230 10,948
Commercial real estate 105,744 102,801
Farm land 3,368 3,402
Vacant land 9,038 9,067
Real estate secured 395,547 387,246
Commercial and industrial 47,030 46,292
Municipal 4,016 4,252
Consumer 3,633 3,889
Loans receivable, gross $ 450,226 $ 441,679