LOANS - Composition of loans receivable and loans held-for-sale (Details) (Composition of loans receivable and loans held-for-sale, USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Composition of loans receivable and loans held-for-sale
Residential 1-4 family	$ 236,608	$ 231,113
Residential 5+ multifamily	4,804	4,848
Construction of residential 1-4 family	2,044	1,876
Home equity credit	33,941	34,139
Residential real estate	277,397	271,976
Commercial	95,514	91,853
Construction of commercial	10,230	10,948
Commercial real estate	105,744	102,801
Farm land	3,368	3,402
Vacant land	9,038	9,067
Real estate secured	395,547	387,246
Commercial and industrial	47,030	46,292
Municipal	4,016	4,252
Consumer	3,633	3,889
Loans receivable, gross	450,226	441,679
Deferred loan origination fees and costs, net	1,186	1,182
Allowance for loan losses	(4,894)	(4,683)
Loans receivable, net	446,518	438,178
Loans held-for-sale
Residential 1-4 family	$ 120	$ 173