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LOANS - Composition of loans receivable and allowance for loan losses (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Collectively evaluated Loans
   
Residential 1-4 family $ 225,419 $ 191,886
Residential 5+ multifamily 3,894 2,913
Construction of residential 1-4 family 1,876 2,379
Home equity credit 33,689 33,697
Residential real estate 264,878 230,875
Commercial 87,059 81,635
Construction of commercial 10,948 5,802
Commercial real estate 98,007 87,437
Farm land 3,018 4,320
Vacant land 5,972 5,795
Real estate secured 371,875 328,427
Commercial and industrial 45,584 37,073
Municipal 4,252 3,378
Consumer 3,710 4,061
Unallocated allowance      
Totals 425,421 372,939
Collectively evaluated Allowance
   
Residential 1-4 family 897 743
Residential 5+ multifamily 20 22
Construction of residential 1-4 family 11 10
Home equity credit 363 365
Residential real estate 1,291 1,140
Commercial 977 931
Construction of commercial 126 64
Commercial real estate 1,103 995
Farm land 61 66
Vacant land 64 70
Real estate secured 2,519 2,271
Commercial and industrial 519 467
Municipal 43 36
Consumer 36 39
Unallocated allowance      
Totals 3,117 2,813
Individually evaluated Loans
   
Residential 1-4 family 5,694 6,666
Residential 5+ multifamily 954 976
Construction of residential 1-4 family      
Home equity credit 450 465
Residential real estate 7,098 8,107
Commercial 4,794 5,747
Construction of commercial    21
Commercial real estate 4,794 5,768
Farm land 384   
Vacant land 3,095 4,131
Real estate secured 15,371 18,006
Commercial and industrial 708 1,021
Municipal      
Consumer 179 120
Unallocated allowance      
Totals 16,258 19,147
Individually evaluated Allowance
   
Residential 1-4 family 617 652
Residential 5+ multifamily    50
Construction of residential 1-4 family      
Home equity credit 30 92
Residential real estate 647 794
Commercial 282 64
Construction of commercial      
Commercial real estate 282 64
Farm land      
Vacant land 101 164
Real estate secured 1,030 1,022
Commercial and industrial 42 32
Municipal      
Consumer 69 53
Unallocated allowance      
Totals 1,141 1,107
Total portfolio Loans
   
Residential 1-4 family 231,113 198,552
Residential 5+ multifamily 4,848 3,889
Construction of residential 1-4 family 1,876 2,379
Home equity credit 34,139 34,162
Residential real estate 271,976 238,982
Commercial 91,853 87,382
Construction of commercial 10,948 8,523
Commercial real estate 102,801 93,205
Farm land 3,402 4,320
Vacant land 9,067 9,926
Real estate secured 387,246 346,433
Commercial and industrial 46,292 38,094
Municipal 4,252 3,378
Consumer 3,889 4,181
Unallocated allowance      
Totals 441,679 392,086
Total portfolio Allowance
   
Residential 1-4 family 1,514 1,395
Residential 5+ multifamily 20 72
Construction of residential 1-4 family 11 10
Home equity credit 393 457
Residential real estate 1,938 1,934
Commercial 1,259 995
Construction of commercial 126 64
Commercial real estate 1,385 1,059
Farm land 61 66
Vacant land 165 234
Real estate secured 3,549 3,293
Commercial and industrial 561 499
Municipal 43 36
Consumer 105 92
Unallocated allowance 425 440
Totals $ 4,683 $ 4,360