LOANS - Changes in allowance for loan losses (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Totals	$ 4,683	$ 4,360
Beginning balance
Residential	1,934	1,479	1,504
Commercial	1,059	1,139	1,132
Land	300	409	392
Real estate	3,293	3,027	3,028
Commercial & industrial	499	704	540
Municipal	36	24	51
Consumer	92	79	164
Unallocated	440	242	137
Totals	4,360	4,076	3,920
Provision
Residential	275	688	329
Commercial	528	(52)	258
Land	147	167	371
Real estate	950	803	958
Commercial & industrial	65	(21)	315
Municipal	7	12	(27)
Consumer	59	78	89
Unallocated	(15)	198	105
Totals	1,066	1,070	1,440
Charge-offs
Residential	(271)	(233)	(357)
Commercial	(208)	(64)	(274)
Land	(221)	(276)	(354)
Real estate	(700)	(573)	(985)
Commercial & industrial	(4)	(222)	(180)
Municipal
Consumer	(70)	(91)	(201)
Unallocated
Totals	(774)	(886)	(1,366)
Recoveries
Residential			3
Commercial	6	36	23
Land
Real estate	6	36	26
Commercial & industrial	1	38	29
Municipal
Consumer	24	26	27
Unallocated
Totals	31	100	82
Ending balance
Residential	1,938	1,934	1,479
Commercial	1,385	1,059	1,139
Land	226	300	409
Real estate	3,549	3,293	3,027
Commercial & industrial	561	499	704
Municipal	43	36	24
Consumer	105	92	79
Unallocated	425	440	242
Totals	$ 4,683	$ 4,360	$ 4,076