LOANS - Composition of loans receivable and loans held-for-sale (Details) (Composition of loans receivable and loans held-for-sale, USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Composition of loans receivable and loans held-for-sale
Residential 1-4 family	$ 231,113	$ 198,552
Residential 5+ multifamily	4,848	3,889
Construction of residential 1-4 family	1,876	2,379
Home equity credit	34,139	34,162
Residential real estate	271,976	238,982
Commercial	91,853	87,382
Construction of commercial	10,948	5,823
Commercial real estate	102,801	93,205
Farm land	3,402	4,320
Vacant land	9,067	9,926
Real estate secured	387,246	346,433
Commercial and industrial	46,292	38,094
Municipal	4,252	3,378
Consumer	3,889	4,181
Loans receivable, gross	441,679	392,086
Deferred loan origination fees and costs, net	1,182	1,032
Allowance for loan losses	(4,683)	(4,360)
Loans receivable, net	438,178	388,758
Loans held-for-sale
Residential 1-4 family	$ 173	$ 1,879