CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Operating Activities
Net income	$ 2,084	$ 2,366
Amortization and depreciation
Securities	262	323
Bank premises and equipment	428	447
Core deposit intangible	111	111
Mortgage servicing rights	197	163
Fair value adjustment on loans	16	17
Gains on calls of securities available-for-sale		(12)
Gains on sales of securities available-for-sale		(267)
Loss on sale/disposals of premises and equipment		1
Loss (gain) recognized on other real estate owned	9	(1)
Provision for loan losses	636	360
Decrease (increase) in loans held-for-sale	1,015	(2,207)
Increase in deferred loan origination fees and costs, net	(96)	(31)
Mortgage servicing rights originated	(230)	(308)
(Decrease) increase in mortgage servicing rights impairment reserve	(34)	102
Increase in interest receivable	(184)	(526)
Deferred tax benefit	(25)	(25)
Decrease in prepaid expenses	724	279
Increase in cash surrender value of life insurance policies	(121)	(135)
Decrease in income tax receivable	338	534
Decrease (increase) in other assets	36	(22)
Decrease in accrued expenses	168	446
Decrease in interest payable	(37)	(56)
(Decrease) increase in other liabilities	(362)	50
Issuance of shares for director's fee	34	24
Issuance of shares of restricted stock	63
Net cash provided by operating activities	5,032	1,633
Investing Activities
Redemption of Federal Home Loan Bank of Boston stock	407	285
Purchase of interest-bearing time deposit with other banks	(4,233)
Proceeds from calls of securities available-for-sale	1,400	7,148
Proceeds from maturities of securities available-for-sale	15,514	11,672
Proceeds from sale of securities available-for-sale		2,767
Proceeds from maturities of securities held-to-maturity		50
Loan originations and principle collections, net	(30,090)	(5,821)
Recoveries of loans previously charged-off	10	29
Proceeds from sales of other real estate owned	1,353	1,745
Capital expenditures	(195)	(150)
Net cash (utilized) provided by investing activities	(15,834)	17,725
Financing Activities
Iincrease in deposit transaction accounts, net	4,864	10,863
Decrease in time deposits, net	(4,040)	(4,259)
Increase (decrease) in securities sold under agreements to repurchase, net	1,195	(5,967)
Principal payments on Federal Home Loan Bank of Boston advances	(793)	(11,814)
Common stock dividends paid	(957)	(946)
Preferred stock dividends paid	(81)	(146)
Net cash provided (utilized) by financing activities	188	(12,269)
Net (decrease) increase in cash and cash equivalents	(10,614)	7,089
Cash and cash equivalents, beginning of period	43,574	36,886
Cash and cash equivalents, end of period	32,960	43,975
Cash paid during period
Interest	1,641	2,311
Income taxes	163	1,175
Non-cash transfers
Transfer from loans to other real estate owned	1,553
From other real estate owned to loans		$ 1,000