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LOANS - Composition of loans receivable by risk rating grade (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Residential 1-4 family $ 218,654 $ 198,552
Residential 5+ multifamily 4,881 3,889
Construction of residential 1-4 family 732 2,379
Home equity credit 33,561 34,162
Residential real estate 257,828 238,982
Commercial 92,841 87,382
Construction of commercial 9,129 5,823
Commercial real estate 101,970 93,205
Farm land 4,233 4,320
Vacant land 9,215 9,926
Real estate secured 373,246 346,433
Commercial and industrial 39,035 38,094
Municipal 4,049 3,378
Consumer 3,902 4,181
Loans receivable, gross 420,232 392,086
Pass
   
Residential 1-4 family 200,213 180,442
Residential 5+ multifamily 2,691 2,872
Construction of residential 1-4 family 732 1,570
Home equity credit 31,209 30,981
Residential real estate 234,845 215,865
Commercial 66,523 64,817
Construction of commercial 8,366 5,055
Commercial real estate 74,889 69,872
Farm land 1,626 2,799
Vacant land 5,753 4,885
Real estate secured 317,113 293,421
Commercial and industrial 29,245 28,453
Municipal 4,049 3,378
Consumer 3,746 3,994
Loans receivable, gross 354,153 329,246
Special mention
   
Residential 1-4 family 11,757 12,442
Residential 5+ multifamily 1,215 773
Construction of residential 1-4 family      
Home equity credit 1,152 1,848
Residential real estate 14,124 15,094
Commercial 17,378 13,299
Construction of commercial 153 297
Commercial real estate 17,531 13,596
Farm land 1,450 341
Vacant land 297 863
Real estate secured 33,402 29,894
Commercial and industrial 8,585 8,300
Municipal      
Consumer 134 159
Loans receivable, gross 42,121 38,353
Substandard
   
Residential 1-4 family 6,587 5,538
Residential 5+ multifamily 975 244
Construction of residential 1-4 family    809
Home equity credit 1,200 1,333
Residential real estate 8,762 7,924
Commercial 8,940 9,266
Construction of commercial 610 471
Commercial real estate 9,550 9,737
Farm land 1,157 1,180
Vacant land 3,165 4,178
Real estate secured 22,634 23,019
Commercial and industrial 1,205 1,341
Municipal      
Consumer 22 28
Loans receivable, gross 23,861 24,388
Doubtful
   
Residential 1-4 family 97 99
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate 97 99
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured 97 99
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross 97 99
Loss
   
Residential 1-4 family      
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate      
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured      
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross