LOANS - Changes in the allowance for loan losses (Details) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Mar. 31, 2012
Beginning balance
Residential	$ 1,934	$ 1,479
Commercial	1,059	1,139
Land	301	410
Real estate	3,294	3,028
Commercial & industrial	499	704
Municipal	36	24
Consumer	91	79
Unallocated	440	241
Totals	4,360	4,076
Provision
Residential	23	39
Commercial	178	(79)
Land	265	(29)
Real estate	466	(69)
Commercial & industrial	(40)	100
Municipal	4	4
Consumer	(15)	59
Unallocated	(19)	86
Totals	396	180
Charge-offs
Residential	(18)	(18)
Commercial
Land	(38)	(42)
Real estate	(56)	(60)
Commercial & industrial	(4)	(29)
Municipal
Consumer	(13)	(10)
Unallocated
Totals	(73)	(99)
Recoveries
Residential
Commercial		1
Land
Real estate		1
Commercial & industrial		3
Municipal
Consumer	3	5
Unallocated
Totals	3	9
Ending balance
Residential	1,939	1,500
Commercial	1,237	1,061
Land	528	339
Real estate	3,704	2,900
Commercial & industrial	455	778
Municipal	40	28
Consumer	66	133
Unallocated	421	327
Totals	$ 4,686	$ 4,166