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LOANS - Composition of loans receivable by risk rating grade (Details) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Pass
   
Residential 1-4 family $ 189,694 $ 180,442
Residential 5+ multifamily 2,354 2,872
Construction of residential 1-4 family 1,395 1,570
Home equity credit 30,881 30,981
Residential real estate 224,324 215,865
Commercial 68,196 64,817
Construction of commercial 8,989 5,055
Commercial real estate 77,185 69,872
Farm land 1,644 2,799
Vacant land 4,425 4,885
Real estate secured 307,578 293,421
Commercial and industrial 24,049 28,453
Municipal 3,995 3,378
Consumer 3,851 3,994
Loans receivable, gross 339,473 329,246
Special mention
   
Residential 1-4 family 13,344 12,473
Residential 5+ multifamily 1,142 773
Construction of residential 1-4 family      
Home equity credit 1,368 1,848
Residential real estate 15,854 15,094
Commercial 19,679 13,299
Construction of commercial 153 297
Commercial real estate 19,832 13,596
Farm land 1,466 341
Vacant land 189 863
Real estate secured 37,341 29,894
Commercial and industrial 8,532 8,300
Municipal      
Consumer 101 159
Loans receivable, gross 45,974 38,353
Substandard
   
Residential 1-4 family 6,023 5,538
Residential 5+ multifamily 1,218 244
Construction of residential 1-4 family    809
Home equity credit 1,676 1,333
Residential real estate 8,917 7,924
Commercial 8,960 9,266
Construction of commercial 613 471
Commercial real estate 9,573 9,737
Farm land 1,172 1,180
Vacant land 3,284 4,178
Real estate secured 22,946 23,019
Commercial and industrial 1,362 1,341
Municipal      
Consumer 23 28
Loans receivable, gross 24,331 24,388
Doubtful
   
Residential 1-4 family 98 99
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate 98 99
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured 98 99
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross 98 99
Loss
   
Residential 1-4 family      
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate      
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured      
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross      
Total
   
Residential 1-4 family 209,159 198,552
Residential 5+ multifamily 4,714 3,889
Construction of residential 1-4 family 1,395 2,379
Home equity credit 33,925 34,162
Residential real estate 249,193 238,982
Commercial 96,835 87,382
Construction of commercial 9,755 5,823
Commercial real estate 106,590 93,205
Farm land 4,282 4,320
Vacant land 7,898 9,926
Real estate secured 367,963 346,433
Commercial and industrial 33,943 38,094
Municipal 3,995 3,378
Consumer 3,975 4,181
Loans receivable, gross $ 409,876 $ 392,086