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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Operating Activities      
Net income $ 4,077 $ 4,112 $ 3,660
(Accretion), amortization and depreciation      
Securities 611 369 483
Bank premises and equipment 883 850 787
Core deposit intangible 222 222 222
Mortgage servicing rights 379 240 197
Fair value adjustment on loans 33 42 42
(Gains) and losses      
Sales and calls of securities available-for-sale, net (279) (11) (16)
Other real estate owned 123 231 15
Loss on sale/disposals of premises and equipment       6
Provision for loan losses 1,070 1,440 1,000
(Increase) decrease in loans held-for-sale (931) 236 (519)
Increase in deferred loan origination fees and costs, net (28) (182) (236)
Mortgage servicing rights originated (682) (329) (453)
Increase (decrease) in mortgage servicing rights impairment reserve 16 12 (20)
Decrease in interest receivable 308 6 45
Deferred tax (benefit) expense (199) 130 71
Decrease in prepaid expenses 207 576 757
Increase in cash surrender value of life insurance policies (258) (183) (169)
Decrease (increase) in income tax receivable 242 147 (824)
(Increase) decrease in other assets (26) 41 149
Increase (decrease) in accrued expenses 927 (442) 270
Decrease in interest payable (75) (164) (88)
Increase (decrease) in other liabilities 473 (587) 62
Issuance of shares for directors' fee 24 28 23
Net cash provided by operating activities 7,117 6,784 5,464
Investing Activities      
Proceeds from maturities of interest-bearing time deposits with other banks    5,000   
Redemption of Federal Home Loan Bank of Boston stock (285)      
Purchases of securities available-for-sale (6,288) (45,831) (52,932)
Proceeds from sale of securities available-for-sale 2,771      
Proceeds from calls of securities available-for-sale 12,625 27,565 24,745
Proceeds from maturities of securities available-for-sale 22,420 15,498 27,221
Proceeds from maturities of securities held-to-maturity 50 6 6
Loan originations and principle collections, net (18,888) (22,556) (26,443)
Recoveries of loans previously charged-off 100 82 29
Proceeds from sale of other real estate owned 2,098 492 66
Purchase of life insurance policies    (3,000)   
Proceeds from sales/disposals of premises and equipment    200 382
Capital expenditures (380) (821) (2,906)
Proceeds from sales of investment in real estate    75   
Net cash provided (utilized) by investing activities 14,793 (23,290) (29,832)
Financing Activities      
Increase in deposit transaction accounts, net 29,724 62,367 40,572
Decrease in time deposits, net (9,815) (21,350) (28,486)
Decrease (increase) in securities sold under agreements to repurchase, net (10,364) (1,042) 1,775
Principal payments on Federal Home Loan Bank of Boston advances (22,635) (18,197) (3,552)
Proceeds from issuance of Series B preferred stock    16,000   
Redemption of Series A preferred stock    (8,816)   
Redemption of common stock warrants    (205)   
Common stock dividends paid (1,892) (1,891) (1,890)
Series A and Series B preferred stock dividends paid (240) (382) (441)
Net cash (utilized) provided by financing activities (15,222) 26,484 7,978
Net increase (decrease) in cash and cash equivalents 6,688 9,978 (16,390)
Cash and cash equivalents, beginning of year 36,886 26,908 43,298
Cash and cash equivalents, end of year 43,574 36,886 26,908
Cash paid during year      
Interest 4,357 5,723 7,585
Income taxes 946 673 1,446
Non-cash transfers      
From loans to other real estate owned 1,047 3,057 610
From other real estate owned to loans $ (1,326) $ 200 $ 194