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LOANS - Changes in the allowance for loan losses (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Beginning balance
   
Residential $ 1,479 $ 1,504
Commercial 1,139 1,132
Land 409 392
Real estate 3,027 3,028
Commercial & industrial 704 540
Municipal 24 51
Consumer 79 164
Unallocated 242 137
Totals 4,076 3,920
Previous year   3,473
Provision
   
Residential 688 329
Commercial (52) 258
Land 167 371
Real estate 803 958
Commercial & industrial (21) 315
Municipal 12 (27)
Consumer 78 89
Unallocated 198 105
Totals 1,070 1,440
Previous year   1,000
Charge-offs
   
Residential (233) (357)
Commercial (64) (274)
Land (276) (354)
Real estate (573) (985)
Commercial & industrial (222) (180)
Municipal      
Consumer (91) (201)
Unallocated      
Totals (886) (1,366)
Previous year   (582)
Recoveries
   
Residential    3
Commercial 36 23
Land      
Real estate 36 26
Commercial & industrial 38 29
Municipal      
Consumer 26 27
Unallocated      
Totals 100 82
Previous year   29
Ending balance
   
Residential 1,934 1,479
Commercial 1,059 1,139
Land 300 409
Real estate 3,293 3,027
Commercial & industrial 499 704
Municipal 36 24
Consumer 92 79
Unallocated 440 242
Totals 4,360 4,076
Previous year   $ 3,920