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BANK PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2012
Property, Plant and Equipment [Abstract]  
Components of premises and equipment
Years ended December 31, (in thousands) 2012 2011
Land $ 2,137 $ 2,137
Buildings and improvements 9,658 9,435
Leasehold improvements 706 706
Furniture, fixtures, equipment and software 5,392 5,103
Construction in progress, including land acquisition and development 44 216
Total cost 17,937 17,597
Accumulated depreciation and amortization (6,417) (5,574)
Bank premises and equipment, net $ 11,520 $ 12,023