CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 9,545,000	$ 4,829,000
Interest bearing demand deposits with other banks	34,029,000	32,057,000
Total cash and cash equivalents	43,574,000	36,886,000
Securities
Available-for-sale at fair value	126,287,000	155,794,000
Held-to-maturity at amortized cost (fair value: $ - and $52)		50,000
Federal Home Loan Bank of Boston stock at cost	5,747,000	6,032,000
Loans held-for-sale	1,879,000	948,000
Loans receivable, net (allowance for loan losses: $4,360 and $4,076)	388,758,000	370,766,000
Other real estate owned	244,000	2,744,000
Bank premises and equipment, net	11,520,000	12,023,000
Goodwill	9,829,000	9,829,000
Intangible assets (net of accumulated amortization: $1,745 and $1,523)	798,000	1,020,000
Accrued interest receivable	1,818,000	2,126,000
Cash surrender value of life insurance policies	7,295,000	7,037,000
Deferred taxes		829,000
Other assets	3,064,000	3,200,000
Total Assets	600,813,000	609,284,000
Deposits
Demand (non-interest bearing)	98,850,000	82,202,000
Demand (interest bearing)	65,991,000	66,332,000
Money market	128,501,000	124,566,000
Savings and other	103,985,000	94,503,000
Certificates of deposit	93,888,000	103,703,000
Total deposits	491,215,000	471,306,000
Repurchase agreements	1,784,000	12,148,000
Federal Home Loan Bank of Boston advances	31,980,000	54,615,000
Deferred taxes	590,000
Accrued interest and other liabilities	3,247,000	4,353,000
Total Liabilities	528,816,000	542,422,000
Shareholders' Equity
Preferred stock - $.01 per share par value Authorized: 25,000; Issued: 16,000 (Series B); Liquidation preference: $1,000 per share	16,000,000	16,000,000
Common stock - $.10 per share par value Authorized: 3,000,000; Issued: 1,689,691 and 1,688,731	169,000	169,000
Paid-in capital	13,158,000	13,134,000
Retained earnings	40,233,000	38,264,000
Accumulated other comprehensive income (loss), net	2,437,000	(705,000)
Total Shareholders' Equity	71,997,000	66,862,000
Total Liabilities and Shareholders' Equity	$ 600,813,000	$ 609,284,000