CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Operating Activities
Net income	$ 3,506	$ 2,864
(Accretion), amortization and depreciation
Securities	464	222
Bank premises and equipment	666	631
Core deposit intangible	167	167
Mortgage servicing rights	278	165
Fair value adjustment on loans	25	33
Gains on calls of securities available-for-sale	(12)	(11)
Gains on sales of securities available-for-sale	(267)
Loss on sale/disposals of premises and equipment	24
Loss recognized on other real estate owned	24
Write down of other real estate owned		231
Provision for loan losses	690	860
Decrease in loans held-for-sale	(647)	127
Increase in deferred loan origination fees and costs, net	(44)	(122)
Mortgage servicing rights originated	(504)	(181)
Decrease (increase) in mortgage servicing rights impairment reserve	89	80
Decrease (increase) in interest receivable	160	90
Deferred tax benefit	(39)	(41)
Decrease in prepaid expenses	(87)	371
Increase in cash surrender value of life insurance policies	(202)	(120)
Decrease (increase) in income tax receivable	420	728
Decrease in other assets	(29)	10
(Decrease) increase in accrued expenses	766	(235)
Decrease in interest payable	(53)	(152)
(Decrease) increase in other liabilities	47	(607)
Issuance of shares for directors' fee	24	28
Net cash provided by operating activities	5,466	5,138
Investing Activities
Proceeds from maturities of interest-bearing time deposits		5,000
Purchases of securities available-for-sale		(35,729)
Redemption of Federal Home Loan Bank stock	285
Proceeds from calls of securities available-for-sale	12,668	27,560
Proceeds from maturities of securities available-for-sale	16,928	10,457
Proceeds from sale of securities available-for-sale	2,767
Proceeds from maturities of securities held-to-maturity	50	4
Loan originations and principle collections, net	(6,986)	(11,569)
Recoveries of loans previously charged-off	37	55
Proceeds from sale of other real estate owned	1,745	655
Capital expenditures	(286)	(504)
Net cash provided by investing activities	27,208	(4,071)
Financing Activities
Increase in deposit transaction accounts, net	25,970	68,081
Decrease in time deposits, net	(7,070)	(19,779)
Decrease in securities sold under agreements to repurchase, net	(9,207)	1,596
Principal payments on Federal Home Loan Bank of Boston advances	(12,223)	(17,779)
Redemption of Series A preferred stock		(8,816)
Proceeds from issuance of Series B preferred stock		16,000
Common stock dividends paid	(1,419)	(1,418)
Preferred stock dividends paid	(195)	(343)
Net cash provided by financing activities	(4,144)	37,542
Net increase in cash and cash equivalents	28,530	38,609
Cash and cash equivalents, beginning of period	36,886	26,908
Cash and cash equivalents, end of period	65,416	65,517
Cash paid during period
Interest	3,342	4,419
Income taxes	582	(89)
Non-cash transfers
Transfer from loans to other real estate owned	666	314
From other real estate owned to loans	$ (1,000)