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LOANS - Composition of loans receivable and the allowance for loan losses (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Collectively evaluated, Loans
   
Residential 1-4 family $ 192,610 $ 182,695
Residential 5+ multifamily 2,867 2,437
Construction of residential 1-4 family 4,044 4,606
Home equity credit 34,941 34,333
Residential real estate 234,462 224,071
Commercial 76,686 74,419
Construction of commercial 5,395 7,049
Commercial real estate 82,081 81,468
Farm land 4,364 4,095
Vacant land 6,641 9,021
Real estate secured 327,548 318,655
Commercial and industrial 26,887 28,091
Municipal 3,083 2,415
Consumer 4,083 4,431
Unallocated allowance      
Totals 361,601 353,592
Collectively evaluated, Allowance
   
Residential 1-4 family 774 762
Residential 5+ multifamily 22 17
Construction of residential 1-4 family 19 17
Home equity credit 391 382
Residential real estate 1,206 1,178
Commercial 879 840
Construction of commercial 60 77
Commercial real estate 939 917
Farm land 67 35
Vacant land 78 104
Real estate secured 2,290 2,234
Commercial and industrial 352 368
Municipal 34 24
Consumer 40 44
Unallocated allowance 392   
Totals 3,108 2,670
Individually evaluated, Loans
   
Residential 1-4 family 4,366 4,981
Residential 5+ multifamily 737 750
Construction of residential 1-4 family    699
Home equity credit 322 288
Residential real estate 5,425 6,718
Commercial 6,533 7,539
Construction of commercial 21 20
Commercial real estate 6,554 7,559
Farm land    830
Vacant land 4,531 3,807
Real estate secured 16,510 18,914
Commercial and industrial 2,006 1,267
Municipal      
Consumer 391 65
Unallocated allowance      
Totals 18,907 20,246
Individually evaluated, Allowance
   
Residential 1-4 family 252 297
Residential 5+ multifamily    4
Construction of residential 1-4 family      
Home equity credit 22   
Residential real estate 274 301
Commercial 93 202
Construction of commercial    20
Commercial real estate 93 222
Farm land    150
Vacant land 167 120
Real estate secured 534 793
Commercial and industrial 447 336
Municipal      
Consumer 90 35
Unallocated allowance      
Totals 1,071 1,164
Total portfolio, Loans
   
Residential 1-4 family 196,976 187,676
Residential 5+ multifamily 3,604 3,187
Construction of residential 1-4 family 4,044 5,305
Home equity credit 35,263 34,621
Residential real estate 239,887 230,789
Commercial 83,219 81,958
Construction of commercial 5,416 7,069
Commercial real estate 88,635 89,027
Farm land 4,364 4,925
Vacant land 11,172 12,828
Real estate secured 344,058 337,569
Commercial and industrial 28,893 29,358
Municipal 3,083 2,415
Consumer 4,474 4,496
Unallocated allowance      
Totals 380,508 373,838
Total portfolio, Allowance
   
Residential 1-4 family 1,026 1,059
Residential 5+ multifamily 22 21
Construction of residential 1-4 family 19 17
Home equity credit 413 382
Residential real estate 1,480 1,479
Commercial 972 1,042
Construction of commercial 60 97
Commercial real estate 1,032 1,139
Farm land 67 185
Vacant land 245 224
Real estate secured 2,824 3,027
Commercial and industrial 799 704
Municipal 34 24
Consumer 130 79
Unallocated allowance 392 242
Totals $ 4,179 $ 4,076