SHAREHOLDERS’ EQUITY (Tables)

3 Months Ended

Sep. 30, 2012

Equity [Abstract]

Capital requirements

	Actual		For Capital Adequacy Purposes		To be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount	Ratio	Amount	Ratio	Amount	Ratio
September 30, 2012
Total Capital (to risk-weighted assets)
Salisbury	$    63,045	17.00%	$ 29,667	8.0%	n/a	-
Bank	52,779	14.05	30,058	8.0	$ 37,573	10.0%
Tier 1 Capital (to risk-weighted assets)
Salisbury	58,819	15.86	14,834	4.0	n/a	-
Bank	48,554	12.92	15,029	4.0	22,534	6.0
Tier 1 Capital (to average assets)
Salisbury	58,819	9.78	24,066	4.0	n/a	-
Bank	48,554	8.07	24,065	4.0	30,081	5.0
December 31, 2011
Total Capital (to risk-weighted assets)
Salisbury	$    60,869	15.97%	$ 30,490	8.0%	n/a	-
Bank	50,729	13.16	30,840	8.0	$ 38,550	10.0%
Tier 1 Capital (to risk-weighted assets)
Salisbury	56,718	14.88	15,245	4.0	n/a	-
Bank	46,578	12.08	15,420	4.0	23,130	6.0
Tier 1 Capital (to average assets)
Salisbury	56,718	9.45	24,014	4.0	n/a	-
Bank	46,578	7.77	23,969	4.0	29,961	5.0