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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Operating Activities    
Net income $ 2,366 $ 1,825
(Accretion), amortization and depreciation    
Securities 323 163
Bank premises and equipment 449 414
Core deposit intangible 111 111
Mortgage servicing rights 163 114
Fair value adjustment on loans 17 22
Gains on calls of securities available-for-sale (12) (11)
Gains on sales of securities available-for-sale (267)   
Loss on sale/disposals of premises and equipment (1)   
Loss recognized on other real estate owned (1)   
Write down of other real estate owned    163
Provision for loan losses 360 680
Decrease in loans held-for-sale (2,206) 1,038
Increase in deferred loan origination fees and costs, net (31) (116)
Mortgage servicing rights originated (308) (106)
Decrease (increase) in mortgage servicing rights impairment reserve 102 15
Decrease (increase) in interest receivable (526) 45
Deferred tax benefit (25) (27)
Decrease in prepaid expenses 279 391
Increase in cash surrender value of life insurance policies (135) (80)
Decrease (increase) in income tax receivable 534 715
Decrease in other assets (23) 17
(Decrease) increase in accrued expenses 447 (28)
Decrease in interest payable (56) (128)
(Decrease) increase in other liabilities 50 (613)
Issuance of shares for directors' fee 24 27
Net cash provided by operating activities 1,634 4,631
Investing Activities    
Proceeds from maturities of interest-bearing time deposits    5,000
Purchases of securities available-for-sale    (15,034)
Redemption of Federal Home Loan Bank stock 285   
Proceeds from calls of securities available-for-sale 7,148 19,000
Proceeds from maturities of securities available-for-sale 11,672 7,507
Proceeds from sale of securities available-for-sale 2,767   
Proceeds from maturities of securities held-to-maturity 50 3
Loan originations and principle collections, net (5,820) (13,326)
Recoveries of loans previously charged-off 29 22
Proceeds from sale of other real estate owned 1,745 308
Capital expenditures (150) (467)
Net cash provided by investing activities 17,726 3,013
Financing Activities    
Increase in deposit transaction accounts, net 10,864 44,058
Decrease in time deposits, net (4,260) (15,318)
Decrease in securities sold under agreements to repurchase, net (5,967) (831)
Principal payments on Federal Home Loan Bank of Boston advances (11,815) (17,352)
Common stock dividends paid (946) (945)
Preferred stock dividends paid (147) (220)
Net cash provided by financing activities (12,271) 9,392
Net increase in cash and cash equivalents 7,089 17,036
Cash and cash equivalents, beginning of period 36,886 26,908
Cash and cash equivalents, end of period 43,975 43,944
Cash paid during period    
Interest 2,367 3,062
Income taxes 1,285 449
Non-cash transfers    
Transfer from loans to other real estate owned    321
From other real estate owned to loans $ 1,000