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LOANS - Composition of loans receivable and the allowance for loan losses (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Collectively evaluated, Loans
   
Residential 1-4 family $ 190,514 $ 182,695
Residential 5+ multifamily 2,842 2,437
Construction of residential 1-4 family 2,478 4,606
Home equity credit 35,098 34,333
Residential real estate 230,932 224,071
Commercial 76,898 74,419
Construction of commercial 7,948 7,049
Commercial real estate 84,846 81,468
Farm land 3,818 4,095
Vacant land 7,745 9,021
Real estate secured 327,341 318,655
Commercial and industrial 28,632 28,091
Municipal 2,689 2,415
Consumer 4,024 4,431
Unallocated allowance      
Totals 362,686 353,592
Collectively evaluated, Allowance
   
Residential 1-4 family 762 762
Residential 5+ multifamily 22 17
Construction of residential 1-4 family 12 17
Home equity credit 396 382
Residential real estate 1,192 1,178
Commercial 882 840
Construction of commercial 85 77
Commercial real estate 967 917
Farm land 63 35
Vacant land 96 104
Real estate secured 2,318 2,234
Commercial and industrial 374 368
Municipal 27 24
Consumer 39 44
Unallocated allowance      
Totals 2,758 2,670
Individually evaluated, Loans
   
Residential 1-4 family 4,270 4,981
Residential 5+ multifamily 741 750
Construction of residential 1-4 family    699
Home equity credit 486 288
Residential real estate 5,497 6,718
Commercial 6,329 7,539
Construction of commercial 21 20
Commercial real estate 6,350 7,559
Farm land    830
Vacant land 3,744 3,807
Real estate secured 15,591 18,914
Commercial and industrial 2,046 1,267
Municipal      
Consumer 61 65
Unallocated allowance      
Totals 17,698 20,246
Individually evaluated, Allowance
   
Residential 1-4 family 269 297
Residential 5+ multifamily    4
Construction of residential 1-4 family      
Home equity credit 16   
Residential real estate 285 301
Commercial 288 202
Construction of commercial 21 20
Commercial real estate 309 222
Farm land    150
Vacant land 60 120
Real estate secured 654 793
Commercial and industrial 447 336
Municipal      
Consumer 26 35
Unallocated allowance      
Totals 1,127 1,164
Total portfolio, Loans
   
Residential 1-4 family 194,784 187,676
Residential 5+ multifamily 3,583 3,187
Construction of residential 1-4 family 2,478 5,305
Home equity credit 35,584 34,621
Residential real estate 236,429 230,789
Commercial 83,227 81,958
Construction of commercial 7,969 7,069
Commercial real estate 91,196 89,027
Farm land 3,818 4,925
Vacant land 11,489 12,828
Real estate secured 342,932 337,559
Commercial and industrial 30,678 29,358
Municipal 2,689 2,415
Consumer 4,085 4,496
Unallocated allowance      
Totals 380,384 373,838
Total portfolio, Allowance
   
Residential 1-4 family 1,031 1,059
Residential 5+ multifamily 22 21
Construction of residential 1-4 family 12 17
Home equity credit 412 382
Residential real estate 1,477 1,479
Commercial 1,170 1,042
Construction of commercial 106 97
Commercial real estate 1,276 1,139
Farm land 63 185
Vacant land 156 224
Real estate secured 2,972 3,027
Commercial and industrial 821 704
Municipal 27 24
Consumer 65 79
Unallocated allowance 323 242
Totals $ 4,208 $ 4,076