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LOANS - Composition of loans receivable by credit risk rating (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Residential 1-4 family $ 194,784 $ 187,676
Residential 5+ multifamily 3,583 3,187
Construction of residential 1-4 family 2,478 5,305
Home equity credit 35,584 34,621
Residential real estate 236,429 230,789
Commercial 83,227 81,958
Construction of commercial 7,969 7,069
Commercial real estate 91,196 89,027
Farm land 3,818 4,925
Vacant land 11,489 12,828
Real estate secured 342,932 337,569
Commercial and industrial 30,678 29,358
Municipal 2,689 2,415
Consumer 4,085 4,496
Loans receivable, gross 380,384 373,838
Pass
   
Residential 1-4 family 177,444 168,326
Residential 5+ multifamily 2,797 2,752
Construction of residential 1-4 family 1,271 4,116
Home equity credit 32,410 31,843
Residential real estate 213,922 207,037
Commercial 62,246 64,458
Construction of commercial 7,198 6,296
Commercial real estate 69,444 70,754
Farm land 2,272 2,327
Vacant land 6,774 8,039
Real estate secured 292,412 288,157
Commercial and industrial 21,167 21,104
Municipal 2,689 2,415
Consumer 3,877 4,254
Loans receivable, gross 320,145 315,930
Special mention
   
Residential 1-4 family 13,283 15,517
Residential 5+ multifamily 786 435
Construction of residential 1-4 family 413 415
Home equity credit 1,578 1,451
Residential real estate 16,060 17,818
Commercial 10,038 6,187
Construction of commercial 300 302
Commercial real estate 10,338 6,489
Farm land 344 1,768
Vacant land 873 883
Real estate secured 27,615 26,958
Commercial and industrial 7,276 6,847
Municipal      
Consumer 160 178
Loans receivable, gross 35,051 33,983
Substandard
   
Residential 1-4 family 4,057 3,833
Residential 5+ multifamily      
Construction of residential 1-4 family 794 774
Home equity credit 1,596 1,327
Residential real estate 6,447 5,934
Commercial 10,943 11,313
Construction of commercial 471 471
Commercial real estate 11,414 11,784
Farm land 1,202 830
Vacant land 3,842 3,906
Real estate secured 22,905 22,454
Commercial and industrial 2,235 1,407
Municipal      
Consumer 48 64
Loans receivable, gross 25,188 23,925
Doubtful
   
Residential 1-4 family      
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate      
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured      
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross      
Unlikely to be Collected Financing Receivable [Member]
   
Residential 1-4 family      
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate      
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured      
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross