CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Operating Activities
Net income	$ 1,250	$ 943
(Accretion), amortization and depreciation
Securities	181	62
Bank premises and equipment	225	206
Core deposit intangible	56	56
Mortgage servicing rights	77	58
Fair value adjustment on loans	8	11
Gains on calls of securities available-for-sale	(12)	(11)
Write down of other real estate owned		57
Loss on sale/disposals of premises and equipment	(1)
Loss recognized on other real estate owned	(1)
Provision for loan losses	180	330
(Increase) decrease in loans held-for-sale	(360)	998
Decrease (increase) in deferred loan origination fees and costs, net	6	(57)
Mortgage servicing rights originated	(180)	(77)
Increase (decrease) in mortgage servicing rights impairment reserve	92	(2)
(Increase) decrease in interest receivable	(663)	130
Deferred tax benefit	(13)	(14)
(Increase) decrease in prepaid expenses	(1)	73
Increase in cash surrender value of life insurance policies	(67)	(39)
Decrease in income tax receivable	389	224
Decrease in other assets	6	25
Decrease in accrued expenses	300	537
Decrease in interest payable	(30)	(101)
Increase (decrease) in other liabilities	16	(143)
Net cash provided by operating activities	1,458	3,266
Investing Activities
Redemption of Federal Home Loan Bank stock	285
Proceeds from calls of securities available-for-sale	3,820	22,997
Proceeds from maturities of securities available-for-sale	6,623
Proceeds from maturities of securities held-to-maturity	50	1
Loan originations and principle collections, net	(147)	(9,394)
Recoveries of loans previously charged-off	10	7
Proceeds from sale of other real estate owned	1,744
Capital expenditures	(54)	(327)
Net cash provided by investing activities	12,331	13,284
Financing Activities
Increase in deposit transaction accounts, net	3,725	32,640
Decrease in time deposits, net	(2,345)	(10,550)
Decrease in securities sold under agreements to repurchase, net	(1,789)	(4,949)
Principal payments on Federal Home Loan Bank of Boston advances	(11,408)	(16,925)
Common stock dividends paid	(473)	(473)
Preferred stock dividends paid	(62)	(110)
Net cash provided by financing activities	(12,352)	(367)
Net increase in cash and cash equivalents	1,437	16,183
Cash and cash equivalents, beginning of period	36,886	26,908
Cash and cash equivalents, end of period	38,323	43,091
Cash paid during period
Interest	1,205	633
Income taxes	788	449
Non-cash transfers
Transfer from loans to other real estate owned		314
From other real estate owned to loans	$ 1,000