CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Operating Activities
Net income	$ 2,864	$ 2,420
(Accretion), amortization and depreciation
Securities	222	408
Bank premises and equipment	631	632
Core deposit intangible	167	167
Mortgage servicing rights	165	118
Fair value adjustment on loans	33	33
Gain of calls of securities available-for-sale	(11)	(16)
Write down of other real estate owned	231	0
Provision for loan losses	860	620
Decrease (increase) in loans held-for-sale	127	(1,518)
Increase in deferred loan origination fees and costs, net	(122)	(157)
Mortgage servicing rights originated	(180)	(226)
Increase in mortgage servicing rights impairment reserve	80	51
Decrease in interest receivable	90	188
Deferred tax benefit	(41)	(23)
Decrease in prepaid expenses	371	529
Increase in cash surrender value of life insurance policies	(120)	(127)
Decrease (increase) in income tax receivable	728	(291)
Decrease in other assets	9	103
(Decrease) increase in accrued expenses	(235)	202
Decrease in interest payable	(152)	(73)
Decrease in other liabilities	(607)	(169)
Issuance of shares for directors' fee	28	23
Net cash provided by operating activities	5,138	2,894
Investing Activities
Proceeds from maturities of interest-bearing time deposits	5,000	0
Purchases of securities available-for-sale	(35,729)	(42,987)
Proceeds from calls of securities available-for-sale	27,560	20,734
Proceeds from maturities of securities available-for-sale	10,457	23,115
Proceeds from maturities of securities held-to-maturity	4	4
Loan originations and principle collections, net	(11,569)	(13,373)
Recoveries of loans previously charged-off	55	21
Proceeds from sale of other real estate owned	655	0
Capital expenditures	(504)	(2,005)
Net cash (utilized) by investing activities	(4,071)	(14,491)
Financing Activities
Increase in deposit transaction accounts, net	68,081	36,879
Decrease in time deposits, net	(19,779)	(23,561)
Increase in securities sold under agreements to repurchase, net	1,596	4,918
Principal payments on Federal Home Loan Bank of Boston advances	(17,779)	(1,832)
Redemption of Series A preferred stock	(8,816)	0
Proceeds from issuance of Series B preferred stock	16,000	0
Common stock dividends paid	(1,418)	(1,417)
Preferred stock dividends paid	(343)	(331)
Net cash provided by financing activities	37,542	14,656
Net increase in cash and cash equivalents	38,609	3,059
Cash and cash equivalents, beginning of period	26,908	43,298
Cash and cash equivalents, end of period	65,517	46,357
Cash paid during period
Interest	4,419	5,815
Income taxes	(89)	173
Non-cash transfers
Transfer from loans to other real estate owned	$ 314	$ 0