The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
REDWOOD TR INC COM 758075402 136 13,018 SH   SOLE 0 0 0 13,018
ISHARES TR NATIONAL MUN ETF 464288414 250 2,158 SH   SOLE 0 0 0 2,158
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,688 6,782 SH   SOLE 0 0 0 6,782
PEPSICO INC COM 713448108 208 1,468 SH   SOLE 0 0 0 1,468
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505 1,404 44,052 SH   SOLE 0 0 0 44,052
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 214 4,360 SH   SOLE 0 0 0 4,360
BRAEMAR HOTELS & RESORTS INC COM 10482B101 100 16,476 SH   SOLE 0 0 0 16,476
AMAZON COM INC COM 023135106 331 107 SH   SOLE 0 0 0 107
SPDR SER TR BLOOMBERG BRCLYS 78468R622 3,242 29,802 SH   SOLE 0 0 0 29,802
APPLE INC COM 037833100 1,277 10,452 SH   SOLE 0 0 0 10,452
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST BFR 33740F623 1,405 44,800 SH   SOLE 0 0 0 44,800
ISHARES TR JPMORGAN USD EMG 464288281 830 7,619 SH   SOLE 0 0 0 7,619
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 710 20,591 SH   SOLE 0 0 0 20,591
ISHARES TR SP SMCP600VL ETF 464287879 4,445 44,124 SH   SOLE 0 0 0 44,124
JPMORGAN CHASE & CO COM 46625H100 426 2,799 SH   SOLE 0 0 0 2,799
MACERICH CO COM 554382101 149 12,694 SH   SOLE 0 0 0 12,694
ISHARES TR CORE S&P SCP ETF 464287804 8,854 81,584 SH   SOLE 0 0 0 81,584
DAVITA INC COM 23918K108 4,665 43,283 SH   SOLE 0 0 0 43,283
ISHARES TR 1 3 YR TREAS BD 464287457 3,259 37,791 SH   SOLE 0 0 0 37,791
ISHARES INC CORE MSCI EMKT 46434G103 6,887 107,012 SH   SOLE 0 0 0 107,012
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,607 78,917 SH   SOLE 0 0 0 78,917
ISHARES TR IBOXX INV CP ETF 464287242 549 4,221 SH   SOLE 0 0 0 4,221
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,322 64,128 SH   SOLE 0 0 0 64,128
AMPLIFY ENERGY CORP NEW COM 03212B103 75 26,900 SH   SOLE 0 0 0 26,900
ISHARES TR RUS MDCP VAL ETF 464287473 1,966 17,987 SH   SOLE 0 0 0 17,987
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,099 69,921 SH   SOLE 0 0 0 69,921
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 730 5,495 SH   SOLE 0 0 0 5,495
KOHLS CORP COM 500255104 215 3,610 SH   SOLE 0 0 0 3,610
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1,511 30,104 SH   SOLE 0 0 0 30,104
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 442 928 SH   SOLE 0 0 0 928
INVESCO QQQ TR UNIT SER 1 46090E103 10,553 33,069 SH   SOLE 0 0 0 33,069
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,780 42,854 SH   SOLE 0 0 0 42,854
RAYTHEON TECHNOLOGIES CORP COM 75513E101 235 3,042 SH   SOLE 0 0 0 3,042
ISHARES TR MSCI ACWI ETF 464288257 518 5,446 SH   SOLE 0 0 0 5,446
ISHARES TR CORE S&P MCP ETF 464287507 480 1,844 SH   SOLE 0 0 0 1,844
MICROSOFT CORP COM 594918104 444 1,885 SH   SOLE 0 0 0 1,885
ISHARES TR CORE MSCI EAFE 46432F842 430 5,972 SH   SOLE 0 0 0 5,972
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100 119 27,848 SH   SOLE 0 0 0 27,848
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,102 32,300 SH   SOLE 0 0 0 32,300
ALPHABET INC CAP STK CL A 02079K305 398 193 SH   SOLE 0 0 0 193
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 1,823 36,113 SH   SOLE 0 0 0 36,113
ISHARES TR MSCI EAFE ETF 464287465 5,413 71,350 SH   SOLE 0 0 0 71,350
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,040 20,490 SH   SOLE 0 0 0 20,490
PENNSYLVANIA REAL ESTATE INV SH BEN INT 709102107 176 91,623 SH   SOLE 0 0 0 91,623
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8,321 81,649 SH   SOLE 0 0 0 81,649
SIGNET JEWELERS LIMITED SHS G81276100 301 5,200 SH   SOLE 0 0 0 5,200
GENESIS ENERGY L P UNIT LTD PARTN 371927104 245 26,209 SH   SOLE 0 0 0 26,209
ANTERO MIDSTREAM CORP COM 03676B102 260 28,762 SH   SOLE 0 0 0 28,762
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 401 7,021 SH   SOLE 0 0 0 7,021
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,404 52,145 SH   SOLE 0 0 0 52,145
VANGUARD INDEX FDS SM CP VAL ETF 922908611 275 1,660 SH   SOLE 0 0 0 1,660