The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 19,236 81,726 SH   SOLE   0 0 81,726
AON Corp Com COM G0408V102 513 3,825 SH   SOLE   0 0 3,825
AT&T Inc Com COM 00206R102 5,786 148,820 SH   SOLE   0 0 148,820
AbbVie Inc. COM 00287Y109 2,435 25,181 SH   SOLE   0 0 25,181
Abbott Laboratories COM 002824100 15,931 279,149 SH   SOLE   0 0 279,149
Accenture Ltd Cl A COM g1151c101 16,565 108,207 SH   SOLE   0 0 108,207
Affiliated Mngrs Grp COM 008252108 468 2,280 SH   SOLE   0 0 2,280
Air Products & Chemicals COM 009158106 1,240 7,560 SH   SOLE   0 0 7,560
Alcoa Corp. COM 013872106 236 4,376 SH   SOLE   0 0 4,376
Alliance Data Sys Corp Com COM 018581108 529 2,087 SH   SOLE   0 0 2,087
Allstate Corporation COM 020002101 939 8,963 SH   SOLE   0 0 8,963
Alphabet Inc Cl A COM 02079K305 5,978 5,675 SH   SOLE   0 0 5,675
Alphabet Inc Cl C COM 02079K107 20,289 19,389 SH   SOLE   0 0 19,389
Altria Group COM 02209S103 941 13,181 SH   SOLE   0 0 13,181
Amazon COM 023135106 665 569 SH   SOLE   0 0 569
American Express COM 025816109 5,217 52,537 SH   SOLE   0 0 52,537
American Water Works COM 030420103 517 5,650 SH   SOLE   0 0 5,650
Amgen COM 031162100 17,365 99,858 SH   SOLE   0 0 99,858
Apple Inc. COM 037833100 29,928 176,850 SH   SOLE   0 0 176,850
Arconic Inc. COM 03965L100 388 14,256 SH   SOLE   0 0 14,256
Automatic Data Processing COM 053015103 965 8,236 SH   SOLE   0 0 8,236
BP PLC COM 055622104 755 17,955 SH   SOLE   0 0 17,955
Bank New York Inc Com COM 064058100 535 9,925 SH   SOLE   0 0 9,925
Bankamerica Corporation COM 060505104 430 14,566 SH   SOLE   0 0 14,566
Baxter International COM 071813109 1,063 16,439 SH   SOLE   0 0 16,439
Becle Sab De Cv Shs COM P0929Y106 29 18,200 SH   SOLE   0 0 18,200
Becton Dickinson & Co COM 075887109 12,253 57,240 SH   SOLE   0 0 57,240
Berkshire Hathaway Cl B COM 084670702 25,556 128,928 SH   SOLE   0 0 128,928
Berkshire Hathaway Inc Cl A COM 084990175 595 2 SH   SOLE   0 0 2
Blackrock Inc COM 09247X101 14,485 28,196 SH   SOLE   0 0 28,196
Boeing Co COM 097023105 1,291 4,378 SH   SOLE   0 0 4,378
Brighthouse Financial Inc. COM 10922N103 531 9,051 SH   SOLE   0 0 9,051
Bristol Myers Squibb COM 110122108 7,387 120,541 SH   SOLE   0 0 120,541
CVS Health Corp. COM 126650100 4,020 55,444 SH   SOLE   0 0 55,444
Cardinal Health COM 14149Y108 342 5,583 SH   SOLE   0 0 5,583
Carnival Corp Cl A COM 143658300 793 11,950 SH   SOLE   0 0 11,950
Caterpillar Inc COM 149123101 333 2,112 SH   SOLE   0 0 2,112
Charles Schwab Corp. COM 808513105 16,684 324,783 SH   SOLE   0 0 324,783
Chemical Financial COM 163731102 298 5,580 SH   SOLE   0 0 5,580
Chevron Corporation COM 166764100 5,011 40,029 SH   SOLE   0 0 40,029
Chubb Ltd COM H1467J104 222 1,520 SH   SOLE   0 0 1,520
Cintas Corp. COM 172908105 877 5,625 SH   SOLE   0 0 5,625
Cisco Systems COM 17275R102 7,213 188,328 SH   SOLE   0 0 188,328
Citigroup COM 172967424 449 6,030 SH   SOLE   0 0 6,030
Coca Cola COM 191216100 5,759 125,521 SH   SOLE   0 0 125,521
Colgate Palmolive Company COM 194162103 7,397 98,033 SH   SOLE   0 0 98,033
Comcast Corporation Class A COM 20030N101 668 16,676 SH   SOLE   0 0 16,676
ConocoPhillips COM 20825C104 1,556 28,353 SH   SOLE   0 0 28,353
Constellations Brands, Inc. COM 21036P108 444 1,944 SH   SOLE   0 0 1,944
Costco Wholesale Corporation COM 22160K105 1,049 5,636 SH   SOLE   0 0 5,636
Danaher Corp COM 235851102 10,726 115,553 SH   SOLE   0 0 115,553
DowDuPont Inc. COM 26078J100 1,772 24,875 SH   SOLE   0 0 24,875
Duke Energy Corp. COM 26441C204 234 2,783 SH   SOLE   0 0 2,783
Eaton Corp PLC COM G29183103 609 7,710 SH   SOLE   0 0 7,710
Eli Lilly & Company COM 532457108 879 10,412 SH   SOLE   0 0 10,412
Emerson Electric COM 291011104 3,280 47,068 SH   SOLE   0 0 47,068
Enbridge Inc COM 29250N105 523 13,385 SH   SOLE   0 0 13,385
Express Scripts Inc. COM 30219G108 606 8,116 SH   SOLE   0 0 8,116
Exxon Mobil Corp COM 30231g102 19,174 229,240 SH   SOLE   0 0 229,240
Facebook Inc Cl A COM 30303M102 338 1,915 SH   SOLE   0 0 1,915
Federal Express COM 31428X106 1,690 6,772 SH   SOLE   0 0 6,772
Federal National Mortgage Asso COM 313586109 79 30,000 SH   SOLE   0 0 30,000
Fomento Eco Mex S A B Spon Adr COM 344419106 6,046 64,391 SH   SOLE   0 0 64,391
Fortive Corp COM 34959J108 3,285 45,398 SH   SOLE   0 0 45,398
General Electric COM 369604103 5,381 308,384 SH   SOLE   0 0 308,384
General Mills COM 370334104 299 5,038 SH   SOLE   0 0 5,038
Genoil Inc. COM 371924101 1 15,000 SH   SOLE   0 0 15,000
H&R Block COM 093671105 346 13,200 SH   SOLE   0 0 13,200
Harris Corp. COM 413875105 847 5,981 SH   SOLE   0 0 5,981
Home Depot COM 437076102 1,637 8,635 SH   SOLE   0 0 8,635
Honeywell Int'l Inc COM 438516106 720 4,696 SH   SOLE   0 0 4,696
Idex Corp COM 45167R104 620 4,700 SH   SOLE   0 0 4,700
Illinois Tool Works Inc. COM 452308109 24,148 144,727 SH   SOLE   0 0 144,727
Intel COM 458140100 9,101 197,161 SH   SOLE   0 0 197,161
International Business Machine COM 459200101 737 4,804 SH   SOLE   0 0 4,804
Intuitive Surgical Inc Com New COM 46120E602 1,283 3,516 SH   SOLE   0 0 3,516
JP Morgan Chase & Company COM 46625H100 25,116 234,856 SH   SOLE   0 0 234,856
Johnson & Johnson COM 478160104 29,694 212,526 SH   SOLE   0 0 212,526
Kellogg COM 487836108 470 6,920 SH   SOLE   0 0 6,920
Kimberly Clark Corp COM 494368103 1,650 13,676 SH   SOLE   0 0 13,676
Lowes Companies Inc. COM 548661107 29,111 313,221 SH   SOLE   0 0 313,221
Marathon Petroleum Corp COM 56585A102 669 10,146 SH   SOLE   0 0 10,146
Marriott International Inc COM 571903202 312 2,299 SH   SOLE   0 0 2,299
Marsh & McLennan COM 571748102 218 2,684 SH   SOLE   0 0 2,684
Mastercard Inc Com COM 57636Q104 213 1,408 SH   SOLE   0 0 1,408
McDonalds Corp. COM 580135101 1,279 7,430 SH   SOLE   0 0 7,430
Medtronic PLC F COM G5960L103 363 4,499 SH   SOLE   0 0 4,499
Merck & Co. COM 58933Y105 7,389 131,320 SH   SOLE   0 0 131,320
Metropolitan Life COM 59156R108 18,411 364,150 SH   SOLE   0 0 364,150
Microchip Technology Com COM 595017104 471 5,356 SH   SOLE   0 0 5,356
Microsoft Corporation COM 594918104 37,121 433,959 SH   SOLE   0 0 433,959
Mondelez Intl Inc Cl A COM 609207105 9,062 211,719 SH   SOLE   0 0 211,719
Moodys Corporation COM 615369105 376 2,550 SH   SOLE   0 0 2,550
Morgan Stanley, Inc. COM 617446448 246 4,687 SH   SOLE   0 0 4,687
Nestle S.A. Registered Voting COM 641069406 26,589 309,196 SH   SOLE   0 0 309,196
NetApp Inc COM 64110D104 249 4,500 SH   SOLE   0 0 4,500
Nextera Energy Inc COM 65339F101 538 3,443 SH   SOLE   0 0 3,443
Norfolk Southern COM 655844108 304 2,100 SH   SOLE   0 0 2,100
Northern Trust Co. COM 665859104 10,263 102,742 SH   SOLE   0 0 102,742
Old Second Bancorp Inc. COM 680277100 191 14,000 SH   SOLE   0 0 14,000
Omega Healthcare Investors, In COM 681936100 1,063 38,594 SH   SOLE   0 0 38,594
Omnicom Group Inc. COM 681919106 2,767 37,986 SH   SOLE   0 0 37,986
Oracle Corp. COM 68389X105 745 15,758 SH   SOLE   0 0 15,758
Pepsico Inc COM 713448108 10,321 86,066 SH   SOLE   0 0 86,066
Pfizer Inc Com COM 717081103 2,766 76,370 SH   SOLE   0 0 76,370
Philip Morris International In COM 718172109 4,209 39,838 SH   SOLE   0 0 39,838
Phillips 66 COM 718546104 1,173 11,601 SH   SOLE   0 0 11,601
Praxair COM 74005P104 302 1,950 SH   SOLE   0 0 1,950
Procter & Gamble COM 742718109 10,916 118,809 SH   SOLE   0 0 118,809
Public Storage COM 74460D109 2,341 11,200 SH   SOLE   0 0 11,200
Raytheon Co New COM 755111507 340 1,810 SH   SOLE   0 0 1,810
Realty Income Corp Com COM 756109104 1,166 20,451 SH   SOLE   0 0 20,451
Reinsurance Group of America COM 759351604 955 6,125 SH   SOLE   0 0 6,125
Rockwell International COM 773903109 9,681 49,303 SH   SOLE   0 0 49,303
Royal Dutch Shell PLC Spons AD COM 780259107 628 9,200 SH   SOLE   0 0 9,200
Schlumberger Ltd. COM 806857108 13,304 197,418 SH   SOLE   0 0 197,418
Siemens A G Sponsored ADR COM 826197501 209 3,000 SH   SOLE   0 0 3,000
Simon Property Group New Com R COM 828806109 294 1,714 SH   SOLE   0 0 1,714
Skyworks Solutions Inc Com COM 83088M102 598 6,300 SH   SOLE   0 0 6,300
Southern Company COM 842587107 730 15,184 SH   SOLE   0 0 15,184
Starbucks Corporation COM 855244109 12,934 225,215 SH   SOLE   0 0 225,215
Starwood Property Trust COM 85571B105 5,238 245,325 SH   SOLE   0 0 245,325
Sysco Corp COM 871829107 11,101 182,796 SH   SOLE   0 0 182,796
TJX Companies COM 872540109 573 7,500 SH   SOLE   0 0 7,500
Texas Instruments COM 882508104 212 2,026 SH   SOLE   0 0 2,026
Texas Pacific Land Trust COM 882610108 1,117 2,500 SH   SOLE   0 0 2,500
Thermo Fisher Scientific COM 883556102 14,084 74,171 SH   SOLE   0 0 74,171
Travelers Companies Com COM 89417E109 9,444 69,627 SH   SOLE   0 0 69,627
U S Bancorp COM 902973304 1,588 29,630 SH   SOLE   0 0 29,630
Unilever NV New COM 904784709 266 4,725 SH   SOLE   0 0 4,725
Union Pacific COM 907818108 20,485 152,757 SH   SOLE   0 0 152,757
United Parcel Service COM 911312106 8,615 72,305 SH   SOLE   0 0 72,305
United Technologies Corporatio COM 913017109 23,127 181,288 SH   SOLE   0 0 181,288
VF Corporation COM 918204108 614 8,295 SH   SOLE   0 0 8,295
Valero Energy Corp. COM 91913Y100 746 8,115 SH   SOLE   0 0 8,115
Verizon Communications, Inc. COM 92343V104 1,423 26,882 SH   SOLE   0 0 26,882
Visa Inc COM 92826C839 1,005 8,811 SH   SOLE   0 0 8,811
Vodafone Group PLC COM 92857W308 12,659 396,835 SH   SOLE   0 0 396,835
W.W. Grainger COM 384802104 820 3,472 SH   SOLE   0 0 3,472
WEC Energy Group Inc. COM 92939U106 384 5,781 SH   SOLE   0 0 5,781
Wal-Mart Stores Inc COM 931142103 14,053 142,307 SH   SOLE   0 0 142,307
Walgreens Boots Alliance COM 931427108 1,079 14,863 SH   SOLE   0 0 14,863
Walt Disney Company COM 254687106 25,365 235,935 SH   SOLE   0 0 235,935
Waste Management Inc Del COM 94106L109 375 4,350 SH   SOLE   0 0 4,350
Wells Fargo & Company COM 949746101 2,197 36,214 SH   SOLE   0 0 36,214
Western Union Co Com COM 959802109 568 29,879 SH   SOLE   0 0 29,879
Weyerhaeuser Co. COM 962166104 384 10,897 SH   SOLE   0 0 10,897
Central Fund Canada Ltd Cl A FUND 153501101 228 17,000 SH   SOLE   0 0 17,000
IShares EAFE Small Cap ETF FUND 464288273 9,481 146,998 SH   SOLE   0 0 146,998
IShares MSCI EAFE Index ETF FUND 464287465 1,570 22,329 SH   SOLE   0 0 22,329
IShares Russell 1000 FUND 464287622 635 4,275 SH   SOLE   0 0 4,275
IShares Russell Midcap Index FUND 464287499 1,761 8,459 SH   SOLE   0 0 8,459
IShares Tr Dow Jones Select Di FUND 464287168 834 8,465 SH   SOLE   0 0 8,465
IShares Tr MSCI KLD 400 Social FUND 464288570 315 3,203 SH   SOLE   0 0 3,203
IShares Tr Russell 2000 FUND 464287655 784 5,141 SH   SOLE   0 0 5,141
IShares Tr Russell 2000 Growth FUND 464287648 1,844 9,879 SH   SOLE   0 0 9,879
IShares Tr Russell 2000 Value FUND 464287630 545 4,336 SH   SOLE   0 0 4,336
IShares Tr Russell Midcap Grow FUND 464287481 615 5,098 SH   SOLE   0 0 5,098
IShares Tr S&P Small Cap 600 FUND 464287804 1,061 13,810 SH   SOLE   0 0 13,810
SPDR Gold Trust FUND 78463V107 881 7,125 SH   SOLE   0 0 7,125
SPDR S&P 500 ETF Trust Unit Se FUND 78462F103 4,199 15,736 SH   SOLE   0 0 15,736
SPDR S&P Homebuilders ETF FUND 78464A888 354 8,000 SH   SOLE   0 0 8,000
SPDR S&P Midcap 400 ETF FUND 78467y107 589 1,706 SH   SOLE   0 0 1,706
Vanguard Dividend App ETF FUND 921908844 592 5,805 SH   SOLE   0 0 5,805
Vanguard FTSE All World Ex US FUND 922042775 7,049 128,821 SH   SOLE   0 0 128,821
Vanguard Index Fds Small Cap V FUND 922908611 13,053 98,305 SH   SOLE   0 0 98,305
Vanguard Index Funds Mid Cap E FUND 922908629 3,537 22,853 SH   SOLE   0 0 22,853
Vanguard Index Funds Small Cap FUND 922908751 3,466 23,450 SH   SOLE   0 0 23,450
Vanguard Index Funds Small Cap FUND 922908595 8,244 51,253 SH   SOLE   0 0 51,253
Vanguard Intl Eqty Idx Tt Wrld FUND 922042742 935 12,590 SH   SOLE   0 0 12,590
Vanguard Intl Eqty Index FTSE FUND 922042718 274 2,300 SH   SOLE   0 0 2,300
Vanguard Intl Equity Index Eme FUND 922042858 347 7,555 SH   SOLE   0 0 7,555
Vanguard Total Stock Market ET FUND 922908769 10,474 76,314 SH   SOLE   0 0 76,314