REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2020

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios is presented in the following tables:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2020
Total capital to risk-weighted assets:
Consolidated	$	263,144	13.20%	$	159,496	8.00%	$	209,338	10.50%			n/a
Bank		285,490	14.32%		159,514	8.00%		209,362	10.50%	$	199,392	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		238,115	11.94%		119,622	6.00%		169,464	8.50%			n/a
Bank		260,459	13.06%		119,635	6.00%		169,483	8.50%		159,514	8.00%
Tier 1 capital to average assets:(1)
Consolidated		238,115	9.13%		104,293	4.00%		104,293	4.00%			n/a
Bank		260,459	9.99%		104,293	4.00%		104,293	4.00%		130,366	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,805	11.43%		89,716	4.50%		139,559	7.00%			n/a
Bank		260,459	13.06%		89,726	4.50%		139,574	7.00%		129,605	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2019
Total capital to risk-weighted assets:
Consolidated	$	253,793	13.29%	$	152,770	8.00%	$	200,510	10.50%			n/a
Bank		249,643	13.07%		152,774	8.00%		200,516	10.50%	$	190,968	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		237,591	12.44%		114,577	6.00%		162,318	8.50%			n/a
Bank		233,441	12.22%		114,581	6.00%		162,322	8.50%		152,774	8.00%
Tier 1 capital to average assets:(1)
Consolidated		237,591	10.29%		92,318	4.00%		92,318	4.00%			n/a
Bank		233,441	10.11%		92,321	4.00%		92,321	4.00%		115,401	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,281	11.90%		85,933	4.50%		133,674	7.00%			n/a
Bank		233,441	12.22%		85,935	4.50%		133,677	7.00%		124,129	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.