NONINTEREST INCOME AND NONINTEREST EXPENSE

12 Months Ended

Dec. 31, 2020

Other Income And Expenses [Abstract]

NONINTEREST INCOME AND NONINTEREST EXPENSE

NOTE 15 - NONINTEREST INCOME AND NONINTEREST EXPENSE

Other operating income consisted of the following for the years ended December 31:

	2020		2019		2018
Fiduciary and custodial income	$	2,012	$	1,760	$	1,587
Bank-owned life insurance income		838		774		570
Merchant and debit card fees		5,515		4,264		3,642
Loan processing fee income		628		590		589
Warehouse lending fees		957		679		471
Mortgage fee income		771		323		283
Other noninterest income		2,418		2,029		2,303
Total	$	13,139	$	10,419	$	9,445

Other operating expense consisted of the following for the years ended December 31:

	2020		2019		2018
Legal and professional fees	$	2,650	$	2,610	$	3,080
Software support fees		4,104		3,341		2,502
Amortization		1,349		1,378		1,228
Director and committee fees		846		873		1,029
Advertising and promotions		1,498		1,655		1,410
ATM and debit card expense		1,951		1,347		1,127
Office and computer supplies		645		470		416
Postage		268		302		310
Telecommunication expense		864		676		649
FDIC insurance assessment fees		821		173		625
Other real estate owned expenses and write-downs		77		59		157
Other noninterest expense		4,036		3,900		3,721
Total	$	19,109	$	16,784	$	16,254