CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 47,836	$ 39,907
Federal funds sold	218,825	45,246
Interest-bearing deposits	85,130	5,561
Total cash and cash equivalents	351,791	90,714
Securities available for sale	380,795	212,716
Securities held to maturity		155,458
Loans held for sale	5,542	2,368
Loans, net of allowance for credit losses of $33,619 and $16,202, respectively	1,831,737	1,690,794
Accrued interest receivable	9,834	9,151
Premises and equipment, net	55,212	53,431
Other real estate owned	404	603
Cash surrender value of life insurance	35,510	34,495
Core deposit intangible, net	2,999	3,853
Goodwill	32,160	32,160
Other assets	34,848	32,701
Total assets	2,740,832	2,318,444
Deposits
Noninterest-bearing	779,740	525,865
Interest-bearing	1,506,650	1,430,939
Total deposits	2,286,390	1,956,804
Securities sold under agreements to repurchase	15,631	11,100
Accrued interest and other liabilities	25,257	23,061
Line of credit	12,000
Federal Home Loan Bank advances	109,101	55,118
Subordinated debentures	19,810	10,810
Total liabilities	2,468,189	2,056,893
Commitments and contingencies (see Note 17)
Shareholders' equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 12,951,676 and 12,905,097 shares issued, and 10,935,415 and 11,547,443 shares outstanding, respectively	12,952	12,905
Additional paid-in capital	188,032	186,692
Retained earnings	113,449	98,239
Treasury stock, 2,016,261 and 1,357,654 shares at cost	(51,419)	(34,492)
Accumulated other comprehensive income (loss)	9,629	(1,793)
Total shareholders' equity	272,643	261,551
Total liabilities and shareholders' equity	$ 2,740,832	$ 2,318,444