REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2020

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
September 30, 2020
Total capital to risk-weighted assets:
Consolidated	$	259,109	12.06%	$	171,862	8.00%	$	225,569	10.50%			n/a
Bank		276,510	12.87%		171,854	8.00%		225,558	10.50%	$	214,817	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		232,170	10.81%		128,896	6.00%		182,603	8.50%			n/a
Bank		249,573	11.62%		128,890	6.00%		182,595	8.50%		171,854	8.00%
Tier 1 capital to average assets:(1)
Consolidated		232,170	8.98%		103,438	4.00%		103,438	4.00%			n/a
Bank		249,573	9.65%		103,449	4.00%		103,449	4.00%		129,311	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		221,860	10.33%		96,672	4.50%		150,379	7.00%			n/a
Bank		249,573	11.62%		96,668	4.50%		150,372	7.00%		139,631	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2019
Total capital to risk-weighted assets:
Consolidated	$	253,793	13.29%	$	152,770	8.00%	$	200,510	10.50%			n/a
Bank		249,643	13.07%		152,774	8.00%		200,516	10.50%	$	190,968	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		237,591	12.44%		114,577	6.00%		162,318	8.50%			n/a
Bank		233,441	12.22%		114,581	6.00%		162,322	8.50%		152,774	8.00%
Tier 1 capital to average assets:(1)
Consolidated		237,591	10.29%		92,318	4.00%		92,318	4.00%			n/a
Bank		233,441	10.11%		92,321	4.00%		92,321	4.00%		115,401	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,281	11.90%		85,933	4.50%		133,674	7.00%			n/a
Bank		233,441	12.22%		85,935	4.50%		133,677	7.00%		124,129	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.