CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 35,714	$ 39,907
Federal funds sold	101,300	45,246
Interest-bearing deposits	56,357	5,561
Total cash and cash equivalents	193,371	90,714
Securities available for sale	368,887	212,716
Securities held to maturity	0	155,458
Loans held for sale	9,148	2,368
Loans, net of allowance for credit losses of $33,757 and $16,202, respectively	1,921,234	1,690,794
Accrued interest receivable	8,361	9,151
Premises and equipment, net	55,468	53,431
Other real estate owned	310	603
Cash surrender value of life insurance	35,304	34,495
Core deposit intangible, net	3,213	3,853
Goodwill	32,160	32,160
Other assets	35,228	32,701
Total assets	2,662,684	2,318,444
Deposits
Noninterest-bearing	776,364	525,865
Interest-bearing	1,446,718	1,430,939
Total deposits	2,223,082	1,956,804
Securities sold under agreements to repurchase	20,520	11,100
Accrued interest and other liabilities	25,814	23,061
Line of credit	7,000
Federal Home Loan Bank advances	99,105	55,118
Subordinated debentures	20,310	10,810
Total liabilities	2,395,831	2,056,893
Commitments and contingencies (see Note 11)
Shareholders' equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 12,908,576 and 12,905,097 shares issued, and 10,988,239 and 11,547,443 shares outstanding, respectively	12,909	12,905
Additional paid-in capital	187,254	186,692
Retained earnings	105,721	98,239
Treasury stock, 1,920,337 and 1,357,654 shares at cost	(48,602)	(34,492)
Accumulated other comprehensive income (loss)	9,571	(1,793)
Total shareholders' equity	266,853	261,551
Total liabilities and shareholders' equity	$ 2,662,684	$ 2,318,444