REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2020

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
June 30, 2020
Total capital to risk-weighted assets:
Consolidated	$	251,243	11.77%	$	170,731	8.00%	$	224,085	10.50%			n/a
Bank		265,422	12.44%		170,755	8.00%		224,115	10.50%	$	213,443	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		224,474	10.52%		128,048	6.00%		181,402	8.50%			n/a
Bank		238,650	11.18%		128,066	6.00%		181,427	8.50%		170,755	8.00%
Tier 1 capital to average assets:(1)
Consolidated		224,474	8.60%		104,362	4.00%		104,362	4.00%			n/a
Bank		238,650	9.15%		104,372	4.00%		104,372	4.00%		130,465	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		214,164	10.04%		96,036	4.50%		149,390	7.00%			n/a
Bank		238,650	11.18%		96,049	4.50%		149,410	7.00%		138,738	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2019
Total capital to risk-weighted assets:
Consolidated	$	253,793	13.29%	$	152,770	8.00%	$	200,510	10.50%			n/a
Bank		249,643	13.07%		152,774	8.00%		200,516	10.50%	$	190,968	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		237,591	12.44%		114,577	6.00%		162,318	8.50%			n/a
Bank		233,441	12.22%		114,581	6.00%		162,322	8.50%		152,774	8.00%
Tier 1 capital to average assets:(1)
Consolidated		237,591	10.29%		92,318	4.00%		92,318	4.00%			n/a
Bank		233,441	10.11%		92,321	4.00%		92,321	4.00%		115,401	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,281	11.90%		85,933	4.50%		133,674	7.00%			n/a
Bank		233,441	12.22%		85,935	4.50%		133,677	7.00%		124,129	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.