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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Loan Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Allowance for credit losses:      
Beginning balance $ 16,202 $ 14,651 $ 14,651
Impact of adopting ASC 326 4,548    
Provision for credit losses and Loans losses 487 575 1,250
Provision for credit losses - COVID-19 913    
Loans charged-off (224) (78) (453)
Recoveries 22 42 754
Ending balance 21,948 15,190 16,202
Commercial and industrial      
Allowance for credit losses:      
Beginning balance 2,056 1,751 1,751
Impact of adopting ASC 326 546    
Provision for credit losses and Loans losses 365 213 (117)
Loans charged-off (43) (6) (86)
Recoveries   5 508
Ending balance 2,924 1,963 2,056
Construction and development      
Allowance for credit losses:      
Beginning balance 2,378 1,920 1,920
Impact of adopting ASC 326 323    
Provision for credit losses and Loans losses (229) 81 458
Provision for credit losses - COVID-19 106    
Ending balance 2,578 2,001 2,378
Commercial real estate      
Allowance for credit losses:      
Beginning balance 6,853 6,025 6,025
Impact of adopting ASC 326 2,228    
Provision for credit losses and Loans losses 447 269 827
Provision for credit losses - COVID-19 233    
Recoveries     1
Ending balance 9,761 6,294 6,853
Farmland      
Allowance for credit losses:      
Beginning balance 570 643 643
Impact of adopting ASC 326 26    
Provision for credit losses and Loans losses 193 16 (73)
Provision for credit losses - COVID-19 3    
Ending balance 792 659 570
1-4 family residential      
Allowance for credit losses:      
Beginning balance 3,125 2,868 2,868
Impact of adopting ASC 326 1,339    
Provision for credit losses and Loans losses (250) 7 268
Loans charged-off (59) (6) (14)
Recoveries 1 1 3
Ending balance 4,156 2,870 3,125
Multi-family residential      
Allowance for credit losses:      
Beginning balance 409 631 631
Impact of adopting ASC 326 (50)    
Provision for credit losses and Loans losses (170) (56) (222)
Ending balance 189 575 409
Consumer      
Allowance for credit losses:      
Beginning balance 602 565 565
Impact of adopting ASC 326 72    
Provision for credit losses and Loans losses 85 46 (2)
Loans charged-off (73) (17) (72)
Recoveries 7 23 111
Ending balance 693 617 602
Agricultural      
Allowance for credit losses:      
Beginning balance 197 238 238
Impact of adopting ASC 326 73    
Provision for credit losses and Loans losses 11 (35) (41)
Loans charged-off     (89)
Recoveries     89
Ending balance 281 203 197
Overdrafts      
Allowance for credit losses:      
Beginning balance 12 10 10
Impact of adopting ASC 326 (9)    
Provision for credit losses and Loans losses 35 34 152
Loans charged-off (49) (49) (192)
Recoveries 14 13 42
Ending balance 3 $ 8 $ 12
Unallocated COVID-19 reserve      
Allowance for credit losses:      
Provision for credit losses - COVID-19 571    
Ending balance $ 571