REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2020

Banking And Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
March 31, 2020
Total capital to risk-weighted assets:
Consolidated	$	249,729	12.65%	$	157,988	8.00%	$	207,359	10.50%			n/a
Bank		268,880	13.62%		157,988	8.00%		207,359	10.50%	$	197,485	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		227,781	11.53%		118,491	6.00%		167,862	8.50%			n/a
Bank		246,932	12.50%		118,491	6.00%		167,862	8.50%		157,988	8.00%
Tier 1 capital to average assets:(1)
Consolidated		227,781	9.97%		91,421	4.00%		91,421	4.00%			n/a
Bank		246,932	10.80%		91,424	4.00%		91,424	4.00%		114,280	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		217,471	11.01%		88,868	4.50%		138,239	7.00%			n/a
Bank		246,932	12.50%		88,868	4.50%		138,239	7.00%		128,365	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III Fully Phased-In			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2019
Total capital to risk-weighted assets:
Consolidated	$	253,793	13.29%	$	152,770	8.00%	$	200,510	10.50%			n/a
Bank		249,643	13.07%		152,774	8.00%		200,516	10.50%	$	190,968	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		237,591	12.44%		114,577	6.00%		162,318	8.50%			n/a
Bank		233,441	12.22%		114,581	6.00%		162,322	8.50%		152,774	8.00%
Tier 1 capital to average assets:
Consolidated		237,591	10.29%		92,318	4.00%		92,318	4.00%			n/a
Bank		233,441	10.11%		92,321	4.00%		92,321	4.00%		115,401	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,281	11.90%		85,933	4.50%		133,674	7.00%			n/a
Bank		233,441	12.22%		85,935	4.50%		133,677	7.00%		124,129	6.50%