CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 40,354	$ 39,907
Federal funds sold	81,250	45,246
Interest-bearing deposits	25,324	5,561
Total cash and cash equivalents	146,928	90,714
Securities available for sale	377,062	212,716
Securities held to maturity	0	155,458
Loans held for sale	4,024	2,368
Loans, net of allowance for credit losses of $21,948 and $16,202, respectively	1,696,861	1,690,794
Accrued interest receivable	8,148	9,151
Premises and equipment, net	54,496	53,431
Other real estate owned	605	603
Cash surrender value of life insurance	34,713	34,495
Core deposit intangible, net	3,639	3,853
Goodwill	32,160	32,160
Other assets	32,348	32,701
Total assets	2,390,984	2,318,444
Deposits
Noninterest-bearing	528,817	525,865
Interest-bearing	1,471,609	1,430,939
Total deposits	2,000,426	1,956,804
Securities sold under agreements to repurchase	11,843	11,100
Accrued interest and other liabilities	23,645	23,061
Line of credit	20,000
Federal Home Loan Bank advances	70,614	55,118
Subordinated debentures	10,810	10,810
Total liabilities	2,137,338	2,056,893
Commitments and contingencies (see Note 11)
Shareholders' equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 12,908,097 and 12,905,097 shares issued, and 11,128,556 and 11,547,443 shares outstanding, respectively	12,908	12,905
Additional paid-in capital	186,916	186,692
Retained earnings	98,805	98,239
Treasury stock, 1,779,541 and 1,357,654 shares at cost	(45,309)	(34,492)
Accumulated other comprehensive income (loss)	326	(1,793)
Total shareholders' equity	253,646	261,551
Total liabilities and shareholders' equity	$ 2,390,984	$ 2,318,444