REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2019

Banking And Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios is presented in the following tables:

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required Under Basel III Fully Phased-In					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2019
Total capital to risk-weighted assets:
Consolidated	$	253,793		13.29	%	$	152,770		8.00	%	$	200,510		10.50	%			n/a
Bank		249,643		13.07	%		152,774		8.00	%		200,516		10.50	%	$	190,968		10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated		237,591		12.44	%		114,577		6.00	%		162,318		8.50	%			n/a
Bank		233,441		12.22	%		114,581		6.00	%		162,322		8.50	%		152,774		8.00	%
Tier 1 capital to average assets:(1)
Consolidated		237,591		10.29	%		92,318		4.00	%		92,318		4.00	%			n/a
Bank		233,441		10.11	%		92,321		4.00	%		92,321		4.00	%		115,401		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,281		11.90	%		85,933		4.50	%		133,674		7.00	%			n/a
Bank		233,441		12.22	%		85,935		4.50	%		133,677		7.00	%		124,129		6.50	%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required Under Basel III Fully Phased-In					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2018
Total capital to risk-weighted assets:
Consolidated	$	241,791		13.25	%	$	146,020		8.00	%	$	191,651		10.50	%			n/a
Bank		242,142		13.27	%		146,015		8.00	%		191,645		10.50	%	$	182,519		10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated		227,140		12.44	%		109,515		6.00	%		155,146		8.50	%			n/a
Bank		227,491		12.46	%		109,511		6.00	%		155,141		8.50	%		146,015		8.00	%
Tier 1 capital to average assets:
Consolidated		227,140		10.16	%		89,422		4.00	%		89,422		4.00	%			n/a
Bank		227,491		10.18	%		89,414		4.00	%		89,414		4.00	%		111,768		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		216,830		11.88	%		82,136		4.50	%		127,768		7.00	%			n/a
Bank		227,491		12.46	%		82,134		4.50	%		127,763		7.00	%		118,637		6.50	%