SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

12 Months Ended

Dec. 31, 2019

Accounting Policies [Abstract]

Schedule of Estimated Useful Lives

The following table provides a summary of the estimated useful life of the different fixed asset classes as stated in the policy:

Bank Buildings	Up to 40 years
Equipment	to 10 years
Furniture and Fixtures	to 7 years
Software	to 5 years
Automobiles	to 4 years

Premises and equipment balances, by type, were as follows:

	December 31, 2019		December 31, 2018
Land	$	10,944	$	10,924
Building and improvements		54,809		52,623
Furniture, fixtures and equipment		17,960		15,675
Automobiles		495		293
		84,208		79,515
Less: accumulated depreciation		30,777		27,288
	$	53,431	$	52,227