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NONINTEREST INCOME AND NONINTEREST EXPENSE
12 Months Ended
Dec. 31, 2019
Other Income And Expenses [Abstract]  
NONINTEREST INCOME AND NONINTEREST EXPENSE

NOTE 16 - NONINTEREST INCOME AND NONINTEREST EXPENSE

Other operating income consisted of the following for the years ended December 31:

 

 

 

2019

 

 

2018

 

 

2017

 

Fiduciary income

 

$

1,760

 

 

$

1,587

 

 

$

1,463

 

Bank-owned life insurance income

 

 

774

 

 

 

570

 

 

 

461

 

Merchant and debit card fees

 

 

4,264

 

 

 

3,642

 

 

 

3,119

 

Loan processing fee income

 

 

590

 

 

 

589

 

 

 

597

 

Other noninterest income

 

 

3,031

 

 

 

3,057

 

 

 

2,745

 

Total

 

$

10,419

 

 

$

9,445

 

 

$

8,385

 

 

Other operating expense consisted of the following for the years ended December 31:

 

 

 

2019

 

 

2018

 

 

2017

 

Legal and professional fees

 

$

2,610

 

 

$

3,080

 

 

$

2,061

 

Software support fees

 

 

3,341

 

 

 

2,502

 

 

 

2,089

 

Amortization

 

 

1,378

 

 

 

1,228

 

 

 

1,033

 

Director and committee fees

 

 

873

 

 

 

1,029

 

 

 

1,064

 

Advertising and promotions

 

 

1,655

 

 

 

1,410

 

 

 

1,193

 

ATM and debit card expense

 

 

1,347

 

 

 

1,127

 

 

 

899

 

Office and computer supplies

 

 

470

 

 

 

416

 

 

 

426

 

Postage

 

 

302

 

 

 

310

 

 

 

301

 

Telecommunication expense

 

 

676

 

 

 

649

 

 

 

526

 

FDIC insurance assessment fees

 

 

173

 

 

 

625

 

 

 

671

 

Other real estate owned expenses and write-downs

 

 

59

 

 

 

157

 

 

 

128

 

Other

 

 

3,900

 

 

 

3,721

 

 

 

3,513

 

Total

 

$

16,784

 

 

$

16,254

 

 

$

13,904