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INCOME TAXES - Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Income Tax Disclosure [Abstract]      
Federal statutory income tax at 21% for 2019 and 2018, and 35% for 2017 $ 6,732 $ 5,291 $ 7,937
Tax exempt interest income (1,027) (968) (1,560)
Revaluation of net deferred tax assets due to change in U.S. federal statutory income tax rate 0 (6) 1,695
Earnings of bank owned life insurance (192) (113) (161)
Nondeductible expenses 462 566 577
Other (197) (171) (250)
Total $ 5,778 $ 4,599 $ 8,238