REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2019

Banking And Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required Under Basel III Fully Phased-In					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
September 30, 2019
Total capital to risk-weighted assets:
Consolidated	$	248,009		13.22	%	$	150,082		8.00	%	$	196,983		10.50	%			n/a
Bank		246,851		12.89	%		153,230		8.00	%		201,114		10.50	%	$	191,537		10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated		231,615		12.35	%		112,562		6.00	%		159,462		8.50	%			n/a
Bank		230,457		12.03	%		114,922		6.00	%		162,807		8.50	%		153,230		8.00	%
Tier 1 capital to average assets:(1)
Consolidated		231,615		10.16	%		91,205		4.00	%		91,205		4.00	%			n/a
Bank		230,457		10.04	%		91,784		4.00	%		91,784		4.00	%		114,730		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		221,305		11.80	%		84,421		4.50	%		131,322		7.00	%			n/a
Bank		230,457		12.03	%		86,192		4.50	%		134,076		7.00	%		124,499		6.50	%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required Under Basel III Fully Phased-In					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2018
Total capital to risk-weighted assets:
Consolidated	$	241,791		13.25	%	$	146,020		8.00	%	$	191,651		10.50	%			n/a
Bank		242,142		13.27	%		146,015		8.00	%		191,645		10.50	%	$	182,519		10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated		227,140		12.44	%		109,515		6.00	%		155,146		8.50	%			n/a
Bank		227,491		12.46	%		109,511		6.00	%		155,141		8.50	%		146,015		8.00	%
Tier 1 capital to average assets:
Consolidated		227,140		10.16	%		89,422		4.00	%		89,422		4.00	%			n/a
Bank		227,491		10.18	%		89,414		4.00	%		89,414		4.00	%		111,768		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		216,830		11.88	%		82,136		4.50	%		127,768		7.00	%			n/a
Bank		227,491		12.46	%		82,134		4.50	%		127,763		7.00	%		118,637		6.50	%