REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2021

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required Under Basel III (Including Buffer)					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
June 30, 2021
Total capital to risk-weighted assets:
Consolidated	$	280,300		14.52	%	$	154,445		8.00	%	$	202,709		10.50	%				n/a
Bank		289,779		15.01	%		154,442		8.00	%		202,705		10.50	%	$	193,052		10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated		256,077		13.26	%		115,834		6.00	%		164,098		8.50	%				n/a
Bank		265,556		13.76	%		115,831		6.00	%		164,094		8.50	%		154,442		8.00	%
Tier 1 capital to average assets:(1)
Consolidated		256,077		8.86	%		115,560		4.00	%		115,560		4.00	%				n/a
Bank		265,556		9.19	%		115,560		4.00	%		115,560		4.00	%		144,450		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		245,767		12.73	%		86,875		4.50	%		135,139		7.00	%				n/a
Bank		265,556		13.76	%		86,874		4.50	%		135,137		7.00	%		125,484		6.50	%

(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required Under Basel III (Including Buffer)					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2020
Total capital to risk-weighted assets:
Consolidated	$	263,144		13.20	%	$	159,496		8.00	%	$	209,338		10.50	%				n/a
Bank		285,490		14.32	%		159,514		8.00	%		209,362		10.50	%	$	199,392		10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated		238,115		11.94	%		119,622		6.00	%		169,464		8.50	%				n/a
Bank		260,459		13.06	%		119,635		6.00	%		169,483		8.50	%		159,514		8.00	%
Tier 1 capital to average assets:(1)
Consolidated		238,115		9.13	%		104,293		4.00	%		104,293		4.00	%				n/a
Bank		260,459		9.99	%		104,293		4.00	%		104,293		4.00	%		130,366		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,805		11.43	%		89,716		4.50	%		139,559		7.00	%				n/a
Bank		260,459		13.06	%		89,726		4.50	%		139,574		7.00	%		129,605		6.50	%

(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.