REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2018

Banking and Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual				Minimum Required For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2018
Total capital to risk-weighted assets:
Consolidated	$	240,775	13.23	%	$	145,631	8.00	%			n/a
Bank	240,590		13.22	%	145,610		8.00	%	$	182,013	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	226,334		12.43	%	109,223		6.00	%			n/a
Bank	226,149		12.42	%	109,208		6.00	%	145,610		8.00	%
Tier 1 capital to average assets:
Consolidated	226,334		10.29	%	87,943		4.00	%			n/a
Bank	226,149		10.29	%	87,934		4.00	%	109,918		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated	216,024		11.87	%	81,917		4.50	%			n/a
Bank	226,149		12.42	%	81,906		4.50	%	118,308		6.50	%

	Actual				Minimum Required For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2017
Total capital to risk-weighted assets:
Consolidated	$	215,720	14.13	%	$	122,111	8.00	%			n/a
Bank	206,490		13.53	%	122,122		8.00	%	$	152,652	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	202,861		13.29	%	91,583		6.00	%			n/a
Bank	193,631		12.68	%	91,591		6.00	%	122,122		8.00	%
Tier 1 capital to average assets:
Consolidated	202,861		10.53	%	77,048		4.00	%			n/a
Bank	193,631		10.05	%	77,054		4.00	%	96,318		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated	192,551		12.61	%	68,687		4.50	%			n/a
Bank	193,631		12.68	%	68,694		4.50	%	99,224		6.50	%