REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2017

Banking and Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios is presented in the following table:

	Actual				Minimum Required For Capital Adequacy       Purposes				To Be Well Capitalized Under Prompt Corrective     Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2017
Total capital to risk-weighted assets:
Consolidated	$	215,720	14.13	%	$	122,111	8.00	%			n/a
Bank	206,490		13.53	%	122,122		8.00	%	$	152,652	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	202,861		13.29	%	91,583		6.00	%			n/a
Bank	193,631		12.68	%	91,591		6.00	%	122,122		8.00	%
Tier 1 capital to average assets:
Consolidated	202,861		10.53	%	77,048		4.00	%			n/a
Bank	193,631		10.05	%	77,054		4.00	%	96,318		5.00	%
Common equity tier 1 risk-based capital:
Consolidated	192,551		12.61	%	68,687		4.50	%			n/a
Bank	193,631		12.68	%	68,694		4.50	%	99,224		6.50	%

	Actual				Minimum Required For Capital Adequacy       Purposes				To Be Well Capitalized Under Prompt Corrective     Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2016
Total capital to risk-weighted assets:
Consolidated	$	149,468	10.86	%	$	110,083	8.00	%			n/a
Bank	173,528		12.63	%	109,947		8.00	%	$	137,434	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	137,984		10.03	%	82,562		6.00	%			n/a
Bank	162,044		11.79	%	82,460		6.00	%	109,947		8.00	%
Tier 1 capital to average assets:
Consolidated	137,984		7.71	%	71,560		4.00	%			n/a
Bank	162,044		9.06	%	71,505		4.00	%	89,381		5.00	%
Common equity tier 1 risk-based capital:
Consolidated	127,674		9.28	%	61,922		4.50	%			n/a
Bank	162,044		11.79	%	61,845		4.50	%	89,332		6.50	%